Life Expectancy Quiz

[ Skip to Quiz ]

This online life expectancy quiz will calculate a rough estimate of how long you will live based on your age and your answers to the 24 test questions.

The quiz is based on questions listed on the Minnesota State Retirement System website (opens new window), which reports that while there is no way to accurately forecast life expectancy, the "test provides a life insurance company's statistical view of your life expectancy."

You may want to compare the results on this page with the IRS estimate of your life expectancy.

With that, let's see how long life insurance companies expect you to live until.

Calculate Life Expectancy Quiz
Instructions: The radio buttons on the quiz are preset to the most favorable answers. This means that any time you change an answer from the default answer, your calculated life expectancy will decrease. Also, the quiz automatically recalculates your life expectancy each time you change an answer. Enter the current year and your current age, choose the most appropriate answers for the 24 questions listed, then click the "Compute" button. Assumptions: The test assumes you are between the ages of 25 and 65 and are in relatively good health.
Current year (4 digits):
Your age:
Gender:	Female Male
I live in urban area with over 2 million people	Yes No
One of my grandparents lived to age 85 or over	Yes No
All four grandparents lived to age 80 or over	Yes No
A parent died of a stroke or heart attack before 50	Yes No
A parent, brother or sister under age 50 has (or had) cancer or a heart condition, or has diabetes	Yes No
I personally earn over $60,000 a year	Yes No
I finished college	Yes No
I have a graduate or professional degree	Yes No
I am still working	Yes No
I live with a spouse or friend	Yes No
Number of 10-year periods I have lived alone since age 25
I work behind a desk	Yes No
My work requires heavy physical labor	Yes No
I exercise strenuously (tennis, running, etc.) at least 1/2 hour ...	5x/wk 3x/wk 0x/wk
I sleep more than 10 hours each night	Yes No
I am intense, aggressive and/or easily angered	Yes No
I am easy-going and relaxed	Yes No
I am generally ...	Happy Unhappy In between
I have had a speeding ticket in the last year	Yes No
Number of packs of cigarettes I smoke per day	2+ 1-2 1/2-1 0
I drink the equivalent of two drinks of hard liquor a day	Yes No
Number of pounds I am overweight by	50+ 30-50 10-30 < 10
I see a gynecologist once a year	Yes No
Life expectancy age:
Estimated years remaining:
Life expectancy year:
Tweet

Calculate Life Expectancy Glossary of Terms

National Average: Below is a life expectancy chart showing the average American life expectancy.

Average Life Expectancy USA
Age Now	Male	Female
0 - 10	69.8	77.2
11 - 19	70.3	77.5
20 - 29	71.2	77.8
30 - 39	71.3	77.9
40 - 49	73.5	79.4
50 - 59	76.1	79.0
60 - 69	80.2	83.6
70 - 79	85.9	87.7
80 - 90	90.0	91.1

[ Return to Top of Quiz ] [ Return to Top of Page ]