This free online Loan Balance Calculator will create an editable monthly loan amortization schedule based on the original loan terms wherein each payment amount can be changed and/or added to.
In other words, this calculator will help you to estimate the current balance, months remaining, and interest cost difference that would result from deviating from the original loan payment schedule (making extra or balloon payments on an irregular basis).
Plus, the calculator also includes an option for displaying and printing a revised schedule of payments, which includes the principal and interest breakdown for each payment period.
If you are looking to calculate the current balance on a loan that you have been making the prescribed monthly payments on, please visit the Remaining Balance Calculator instead.
Or, if you would simply like to add an extra amount to all remaining monthly payments and you already know what the current principal balance is, please visit the Early Loan Payoff Calculator.
With that, let's use the loan pay off calculator to calculate the revised amortization schedule resulting from varying monthly payment amounts.

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