This early loan payoff calculator will help you to quickly calculate the time and interest savings (the "pay off") you will reap by adding extra payments to your existing monthly payment.
The calculator also includes an optional amortization schedule based on the new monthly payment amount, which also has a printer friendly report that you can print out and use to track your loan balance.
If you want some incentive for adding payoff amounts to your existing loan payments, picture yourself having the choice between handing an amount of cash over to an already-wealthy creditor, versus providing a genuine need for a loved one.
Your family needs your money a lot more than your creditors do, so I urge to stop helping creditors to become richer at the expense of your family's financial well-being. Take a stand for your family -- instead of for your creditors -- by working hard to pay off your loans ahead of schedule. That way you can use the interest savings for more meaningful purposes than just helping the rich get richer.