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Loan Payment Calculators, Built By a Consumer, for Consumers

Loan Calculator Menu

Calculators designed to help you forecast the consequences of your borrowing decisions.

Before you sign that loan agreement, be sure to visit these free, eye-opening, interactive tools to find out just what you're getting yourself into ahead of time.
Menu User Guide

Click or tap the title of a calculator to go to the calculator.

Click or tap in the plus (+) icon to see a summary of what the calculator does.

Click or tap in a the minus (-) icon to hide the summary.

Suggestions AppreciatedSuggestions Greatly AppreciatedYour Suggestions Would Be AppreciatedYour Suggestions Would Be Greatly Appreciated

About

About the The Loan and Payment Calculator Menu section

I am building these free online interactive worksheets to help you to forecast the net-consequences of your borrowing decisions -- before you make them -- so you can act in your own best interest instead of in the lenders' best interests.

And what sets these calculators apart from the others you will find online, is that the ones I create actually include the trade-offs (opportunity costs) of borrowing money.

For example, several of the borrowing-related calculators include a field for entering your REAL Hourly Wage which is used to calculate how much time you will need to spend at work in order to pay the interest cost of the loan.

How's that for different? And that's just the tip of the opportunity cost iceberg.

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Pocket Calculator

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Help and Tools

Help and Tools:

About: Click this tab for an introduction to this section.

Pocket Calc: Click this tab for a handy "pocket" calculator.

 

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