New Design Not working For You?

If the new page layout is not working for you, please Contact Me and let me know what device, operating system, and web browser (with version numbers) you are using so I can attempt to get the layout working for your setup.

About the Redesign

If you visited this site prior to September 15th, 2018, you've no doubt noticed that I've since launched a complete redesign of the website.

If you're not happy with the new design, I sincerely apologize. I would have preferred to keep the old desktop design, but considering the majority of my site's users are now accessing the site from small-screen, touch-enabled, mobile devices, and considering Google is now penalizing websites for not being mobile/thumb friendly, I was left with no choice but to switch to a responsive, mobile-first design.

The good news is that now that I have combined the three separate versions of the site (mobile, desktop, and ad-free member) into a single design, this will free up a ton of my time for working to make the mobile-optimized calculators more desktop/laptop friendly. In fact, some of the redesigned calculators already offer a desktop-optimized form that becomes visible when you increase the width setting of the calculator (within the "Calculator Preferences" expandable panel).

Thank you in advance for your help and patience as I work to improve the redesign.


Calculator Preferences
Remaining Balance Calculator Sign

Remaining Balance Calculator

This calculator will calculate the payoff amount and number of payments made for an existing loan based on the month and year of the first payment. Also includes an optional printer friendly schedule of payments made, complete with the principal and interest breakdown for each payment.

Learn More

Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Orig amt:Original amount:Original amount borrowed:Original principal amount borrowed:

Original principal amount borrowed:

Enter the dollar amount of the original loan (without the dollar sign and commas), otherwise referred to as the Principal.

Rate:Interest rate:Annual interest rate:Annual interest rate:

Annual interest rate of the loan:

Enter the annual interest rate you are paying on the loan balance. Enter as a percentage without the percent sign (for .06, or 6%, enter 6).

Payment:Payment amount:Monthly payment amount:Monthly payment amount:

Monthly principal and interest payment amount:

Enter the monthly principal and interest payment (without dollar sign and commas). If this is a home loan, be sure to exclude the insurance and tax portions of the monthly payment.

Start mo/yr:Start month/year:Start month and year:Schedule start month and year:

Month and year of first payment:

Select the month and enter the 4-digit year you made the first payment. The remaining balance calculator will use the month and year to calculate the total number of payments made to date, and to create a schedule of payments made should you choose to have one included in the results.

Made pmt?Made payment?Made this month's payment?Did you make this month's payment?

Did you make this month's payment?

If you have made the payment for the current month, select Yes, otherwise select No. Selecting Yes will increment the number of payments made by 1.

Schedule?Incl schedule?Include schedule of pmts made?Include schedule of payments made?

Include schedule of payments made?

If you would like the results to include a schedule of payments made, slide the button to the "Yes" position.

Pmts made:Payments made:Payments made to date:Number of payments made to date:

Number of payments made to date:

This is the total number of months that have passed since the first payment was made (plus 1 for current month if so indicated).

Total paid:Total P&I paid:Total P&I paid to date:Total principal and interest paid to date:

Total principal and interest paid to date:

This is the total of all monthly principal and interest payments made to date. This is equal to the monthly payment amount times the number of payments made to date.

Int paid:Interest paid:Interest paid to date:Total interest paid to date:

Total interest paid to date:

This is the total loan interest you have paid to date.

Prin paid:Principal paid:Principal paid to date:Total principal paid to date:

Total principal paid to date:

This is the total principal you have repaid to date.

Payoff amt:Payoff amount:Estimated remaining balance:Estimated remaining balance (payoff amount):

Estimated remaining balance (current payoff amount):

This is the estimated remaining balance owed on your loan. Note that this may not match the actual remaining balance if payments were not made on their due date.

If you would like to save the current entries to the secure database, tap or click on the Data tab, select "New Data Record", give the data record a name, then tap or click the Save button. To save changes to previously saved entries, simply tap the Save button. Please select and "Clear" any data records you no longer need.

Feedback AppreciatedFeedback Greatly AppreciatedYour Feedback Would Be Greatly AppreciatedYour Feedback Is Greatly Appreciated


Help and Tools

Help and Tools:

This section, which you can Unstick or Hide in the Calculator Preferences (just above the top of the calculator), contains the following tabs (content too long to fit within bordered frame can be scrolled up and down):

About: Click this tab for an introduction to the calculator.

Instructions: Click this tab for step-by-step instructions for using the calculator.

Terms: Click this tab for a list of the descriptions that are located within each popup help button (info icons).

PCalc: Click this tab for a handy "pocket" calculator you can use when you need to calculate an entry needed for the calculator.

Data: Click this tab to save a set of entries or a note in between visits. Entries and notes will be stored to your web browser's local storage (if supported by your browser of choice), meaning they can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save entries and notes between devices you can do so by subscribing to the Ad-Free Member Version.



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