New Design Not working For You?

If the new page layout is not working for you, please Contact Me and let me know what device, operating system, and web browser (with version numbers) you are using so I can attempt to get the layout working for your setup.

About the Redesign

If you visited this site prior to September 15th, 2018, you've no doubt noticed that I've since launched a complete redesign of the website.

If you're not happy with the new design, I sincerely apologize. I would have preferred to keep the old desktop design, but considering the majority of my site's users are now accessing the site from small-screen, touch-enabled, mobile devices, and considering Google is now penalizing websites for not being mobile/thumb friendly, I was left with no choice but to switch to a responsive, mobile-first design.

The good news is that now that I have combined the three separate versions of the site (mobile, desktop, and ad-free member) into a single design, this will free up a ton of my time for working to make the mobile-optimized calculators more desktop/laptop friendly. In fact, some of the redesigned calculators already offer a desktop-optimized form that becomes visible when you increase the width setting of the calculator (within the "Calculator Preferences" expandable panel).

Thank you in advance for your help and patience as I work to improve the redesign.


Ad Policies

Authorized Affiliate and Advertising Policy

One of my dreams has always been to use my passion for working with numbers to earn a modest living by helping others -- namely low-to-middle income families -- to learn how to accurately forecast the financial and emotional consequences of their decisions (to think for themselves instead of relying on self-serving sellers to do their thinking for them).

What's ironic is that the biggest obstacle to realizing my dream has always been that I could never bring myself to charge a reoccurring fee to people who could least afford it. After all, I'm trying to help them reduce their financial obligations, not create another one. And therein lies the beauty of this website.

Since this website is supported by compensated advertising instead of membership fees, visitors who are open and receptive to my teachings are able to access the tools and information for free. And, if they are actually putting what they are learning into practice, will be the least likely of visitors to leave the site by way of advertisements.

On the other hand, the visitors who have no interest in my teachings are often quickest to leave the site by way of advertisements -- some of which departures result in me being compensated by the advertiser for traffic, leads, or sales that originated from my site. And the cool part about that is ...

The visitors who are not interested in my teachings are actually helping to pay for the financial educations of those who are!

Having said that, and wanting to remain a trusted source for unbiased and helpful information, I created this page to fully disclose the compensated advertising on my site.

Affiliate Versus Contextual Advertising

Affiliate ads are ads that I actually place on the site myself. In most cases I choose to be an affiliate of certain advertisers based on the following criterion:

  1. Either I use the advertised product or service myself, or they have been favorably reviewed by those that do.
  2. The product or service helps to solve a problem brought to light in a particular article, calculator, or section.

The following are companies or products that I am an authorized affiliate for:

  • 48Days: Book by Dan Miller entitled, "48 Days to a Work You Love".
  • Checks Unlimited: Labels, checks, checkbook covers, etc.
  • Experian Automotive: AutoCheck vehicle history reports.
  • Mathway: Full-feature version of the free algebra calculator.
  • SiteSell Inc.: The online business building tool I used to create this website.
  • You Need A Budget: Software with apps to help you better manage your money.
  • WyzAnt: Tutor/Student Matching Service.

If you do business with any of the above companies and have a bad experience, please contact me and let me know. Every company makes mistakes now and again, but if I get numerous complaints I will remove their ads from the site.

Contextual ads are ads that I don't have any control over what ads appear (distinguishable by "AdChoices" or just "ads"). These ads are served from ad exchange companies that attempt to deliver ads to pages based on the topic of the page.

The following are ad exchanges and delivery networks that serve ads to my site:

  • Ezoic
  • Google Ads
  • Yahoo/Bing Network

Ads Do Not Bias The Tools and Information

It is important to point out that I build pages and calculators for this website for the purpose of serving the needs of my site visitors. This means that the compensated advertising that appears on this site does not influence the content. I always give my honest opinions, findings, beliefs, and experiences -- no matter what ads appear on which pages.

If you have any questions or concerns about the compensated advertising on this site, please feel free to contact me at anytime.

Dan Peterson

Highlights and Features

Highlights and Features:

Top 10s: this tab for an introduction to this section.

Articles: this tab for links to various articles that are included on the calculator pages.

Guide: this tab for instructions on how to use this website.

Pocket Calc: this tab for a handy "pocket" calculator.



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