Advertising Policies For ...

Authorized Affiliate and Advertising Policy

One of my dreams has always been to use my passion for working with numbers to earn a modest living by helping others -- namely low-to-middle income families -- to learn how to accurately forecast the financial and emotional consequences of their decisions (to think for themselves instead of relying on self-serving sellers to do their thinking for them).

What's ironic is that the biggest obstacle to realizing my dream has always been that I could never bring myself to charge a reoccurring fee to people who could least afford it. After all, I'm trying to help them reduce their financial obligations, not create another one. And therein lies the beauty of this website.

Since this website is supported by compensated advertising instead of membership fees, visitors who are open and receptive to my teachings can access the tools and information for free. And, if they are putting what they are learning into practice, they will be the least likely of visitors to leave the site by way of advertisements.

On the other hand, the visitors who have no interest in my teachings are often quickest to leave the site by way of advertisements -- some of which departures result in me being compensated by the advertiser for traffic, leads, or sales that originated from my site. And the cool part about that is ...

The visitors who are not interested in my teachings are actually helping to pay for the financial educations of those who are!

Wanting to remain a trusted source for unbiased and helpful information, I created this page to disclose the compensated advertising on my site fully.

Affiliate Versus Contextual Advertising

Affiliate ads are ads that I place on the site myself. In most cases, I choose to be an affiliate of certain advertisers based on the following criterion:

  1. Either I use the advertised product or service myself, or they have been favorably reviewed by those that do.
  2. The product or service helps to solve a problem brought to light in a particular article, calculator, or section.

The following are companies or products that I am an authorized affiliate for:

  • Swan Bitcoin: A financial services company that helps you learn about Bitcoin and assist you in buying Bitcoin as cheaply and easily as possible.
  • 48Days: Book by Dan Miller entitled, "48 Days to a Work You Love".
  • Mathway: Full-feature version of the free algebra calculator.
  • SiteSell Inc.: The online business building tool I used to create this website.
  • You Need A Budget: Software with apps to help you better manage your money.

If you do business with any of the above companies and have a bad experience, please contact me and let me know. Every company makes mistakes now and again, but if I get numerous complaints, I will remove their ads from the site.

Contextual ads are ads that I don't have any control over what ads appear (distinguishable by "AdChoices" or just "ads"). These ads are served from ad exchange companies that attempt to deliver ads to pages based on the topic of the page.

The following are ad exchanges and delivery networks that serve ads to my site:

  • Ezoic
  • Google Ads
  • Yahoo/Bing Network

Ads Do Not Bias The Tools and Information

It is important to point out that I build pages and calculators for this website to serve the needs of my site visitors, which means that the compensated advertising that appears on this site does not influence the content. I always give my honest opinions, findings, beliefs, and experiences -- no matter what ads appear on which pages.

If you have any questions or concerns about the compensated advertising on this site, please feel free to contact me at any time.

Dan Peterson

Highlights and Features

Highlights and Features:

Top 10s: this tab for an introduction to this section.

Articles: this tab for links to various articles that are included on the calculator pages.

Guide: this tab for instructions on how to use this website.

Pocket Calc: this tab for a handy "pocket" calculator.

Adjust Calculator Width:

Move the slider to left and right to adjust the calculator width. Note that the Help and Tools panel will be hidden when the calculator is too wide to fit both on the screen. Moving the slider to the left will bring the instructions and tools panel back into view.

Also note that some calculators will reformat to accommodate the screen size as you make the calculator wider or narrower. If the calculator is narrow, columns of entry rows will be converted to a vertical entry form, whereas a wider calculator will display columns of entry rows, and the entry fields will be smaller in size ... since they will not need to be "thumb friendly".

Show/Hide Popup Keypads:

Select Show or Hide to show or hide the popup keypad icons located next to numeric entry fields. These are generally only needed for mobile devices that don't have decimal points in their numeric keypads. So if you are on a desktop, you may find the calculator to be more user-friendly and less cluttered without them.

Stick/Unstick Tools:

Select Stick or Unstick to stick or unstick the help and tools panel. Selecting "Stick" will keep the panel in view while scrolling the calculator vertically. If you find that annoying, select "Unstick" to keep the panel in a stationary position.

If the tools panel becomes "Unstuck" on its own, try clicking "Unstick" and then "Stick" to re-stick the panel.