calcy treasure chest of featuresLove the calculators but not the ads?

Take a sneak peek at the Ad-Free Design being enjoyed by hundreds of members for less than 25¢ a week. Full details and a bonus!

Calculator Preferences
Auto Loan Comparison Calculator Sign
Auto Loan Comparison Calculator

This calculator will calculate and compare the monthly payment and interest costs of up to 10 different rate and term combinations. Results include a side-by-side car loan comparison chart, an interest cost comparison graph, and a button for creating a printer friendly report. The Quiz tab includes:

  • Thought-provoking, interactive interest charge quiz.
  • Three methods for reducing finance costs.
Learn More

Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Loan amt:Loan amount:Auto loan amount:Auto loan amount:

Auto loan amount:

Enter the auto loan amount you wish to use for comparing the auto loan payments and interest cost. Enter as a dollar amount, but without the dollar sign and any commas.

Wage/hrHourly wageReal hourly wageReal hourly wage:

Real hourly wage:

Optional: Enter your real hourly wage (RHW is the after-tax, after work-related expense wage earned per hour devoted to working). Enter as a dollar amount, but without the dollar sign and any commas. If you do not know your RHW, click the link to open the real hourly wage calculator in a new window.

# loans:Number of loans:Number of loans to compare:Number of loans to compare:

Number of loans to compare:

Select the number of different term and interest rate combinations you would like to compare. This will display an entry row for each combination in the form below.

Select Rates and Terms

Select Rates and Terms:

After selecting the number of loans to compare, the Loan Combination List will be populated with the selected number of entry rows.

Select the variable you wish to appear in the right-most column (Pmt = Monthly Payment, Tot = Total of all payments, Int = Interest cost through payoff, Hrs = Work hours required to pay the interest cost). You can change the 3rd column variable at any time.

For each entry row in the Loan Combination List, select the interest rate (Rate) and number of payments (Term). At least 2 rows must contain values in the right-most column before the "Create Comparison" button will be enabled.

To bulk fill the Rate or Term column, select the Rate or Term to fill from the menu in the header row. You can then make changes to individual rows.

If you would like to save the current entries to the secure database, tap or click on the Data tab, select "New Data Record", give the data record a name, then tap or click the Save button. To save changes to previously saved entries, simply tap the Save button. Please select and "Clear" any data records you no longer need.

Feedback AppreciatedFeedback Greatly AppreciatedYour Feedback Would Be Greatly AppreciatedYour Feedback Is Greatly Appreciated


Help and Tools

Help and Tools:

This section, which you can Unstick or Hide in the Calculator Preferences (just above the top of the calculator), contains the following tabs (content too long to fit within bordered frame can be scrolled up and down):

About: Click this tab for an introduction to the calculator.

Instructions: Click this tab for step-by-step instructions for using the calculator.

Terms: Click this tab for a list of the descriptions that are located within each popup help button (info icons).

PCalc: Click this tab for a handy "pocket" calculator you can use when you need to calculate an entry needed for the calculator.

Data: Click this tab to save a set of entries or a note in between visits. Entries and notes will be stored to your web browser's local storage (if supported by your browser of choice), meaning they can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save entries and notes between devices you can do so by subscribing to the Ad-Free Member Version.



Add or remove this page to/from my favorites.