The personal finance calculators and tools in this section will help you to calculate net worth, checking account reconciliation, compound interest, present value, future value, opportunity costs, and more.
The ultimate goal of this section is to help you to become aware of the important financial concepts that our k-12 education has left up to us to discover on our own, which in turn has made us easy prey for the marketing geniuses employed by the corporate world.
Once we become aware of and understand these concepts we will begin to make decisions that will serve our own best interests, rather than serve the best interests of those who stand to gain from our financial illiteracy.
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Checking Account Reconciliation CalculatorReconcile a bank statement with your checkbook register.Checking Account Reconciliation Calculator
Consumables Time Value of Money CalculatorCalculate the opportunity costs of regularly spending an amount of money on a consumable product or service (perishable, expendable, etc.).Consumables Time Value of Money Calculator
CPI Inflation CalculatorCalculate the effects of inflation or deflation on a past, present, or future dollar amount.CPI Inflation Calculator
Depreciable Assets TVM CalculatorCalculate the time and financial opportunity costs of buying and owning goods that lose their value with time and use (depreciating assets).Depreciable Assets TVM Calculator
Future Value Annuity CalculatorCalculate the future value of a series of equal cash flows.Future Value Annuity Calculator
Future Value Annuity Payment CalculatorCalculate the future value of a lump sum and then use the appropriate annuity factor to calculate the periodic annuity payment needed to bridge the gap between the future value of your present savings and your future savings goal.Future Value Annuity Payment Calculator
Future Value of Money CalculatorCalculate the future value of an invested lump sum of money.Future Value of Money Calculator
Household Net Worth CalculatorCreate a statement of net worth, which is one of two essential personal finance statements for measuring your financial progress.Household Net Worth Calculator
Percent Off CalculatorCalculate the sales price given the original selling price and the percentage markdown.Percent Off Calculator
Present Value Annuity CalculatorCalculate the present value of an annuity, starting either with a future lump sum (loan) or with a future payment amount (retirement annuity), and for either an ordinary annuity or for an annuity due.Present Value Annuity Calculator
Present Value CalculatorCalculate the present value of a future lump sum of money.Present Value Calculator
Purchase Receipts CalculatorTabulate and categorize your spending from your purchase receipts.Purchase Receipts Calculator
Sales Tax CalculatorCalculate the sales tax amount on a pretax price, or calculate the sales tax portion of a tax-included price (reverse, or backwards from total).Sales Tax Calculator
Time Value CalculatorCalculate how much a block of your present time could be worth in the future if invested instead of wasted, as well as how much discretionary time that future value represents.Time Value Calculator
Tip CalculatorCalculate the tip and split the total among the parties paying separately.Tip Calculator