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Household Net Worth Calculator Create a Picture of Your Finances

Calculator Preferences
Household Net Worth Calculator Sign
Household Net Worth Calculator

This calculator will help you to create a statement of net worth, which is one of two essential personal finance statements for measuring your financial progress. Includes an optional column for entering data from a past net worth statement for comparison purposes, as well as a pie chart and a printer friendly balance sheet. The Learn tab includes:

  • What is net worth?
  • Why is calculating net worth important?
  • How often should you calculate net worth?
Learn More

Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Net Worth Report Preferences

Net Worth Report Preferences:

This section provides fields and choices that will be used by the remainder of the calculator. Note that you can change any of these preferences at any time, however it's best to set your preferences before going on the next section to avoid losing any entered data.

Sheet title:Balance sheet title:Title for personal balance sheet:Title for personal balance sheet:

Title for personal balance sheet:

Optional: If you would like your personal or family name to appear on the printed personal balance sheet, enter the name here.

Columns:Statement columns:Statement entry columns:Statement entry columns:

Statement entry columns:

If you want to enter assets and liabilities from a past net worth statement, select Current & Past from the drop-down menu and enter both dates in the fields below. Or, if you are not entering values from a past statement, select Current from the drop-down menu and enter just the current date in the next row.

Current date:

Current date:

Enter the current date to be displayed on the balance sheet.

Past date:

Past date:

Enter the date of a past balance sheet that you wish to compare to your present balance sheet.

Load or Clear SamplesLoad or Clear Sample TitlesLoad or Clear Sample Assets and LiabilitiesLoad or Clear Sample Assets and Liabilities

Load or Clear Sample Assets and Liabilities:

If you would like the calculator to populate all asset and liability categories with sample balance sheet descriptions, tap the "Load Samples" button.

If you would like to clear all sample balance sheet descriptions, for the purpose of entering your own, tap the "Clr" (Clear Samples) button.

Assets

Assets:

Categories: Tap the plus signs (+) to expand each category where you can enter titles and values for up to 15 sub-categories.

Note that the calculator will keep a running total of each asset category, as well as the total of all assets. If you selected "Current & Past", the current totals will appear at the top of the row and the past totals will appear at the bottom of the row.

$0
$0
Liabilities

Liabilities:

Categories: Tap the plus signs (+) to expand each liability category where you can enter titles and values for up to 15 sub-categories.

Note that the calculator will keep a running total of each liability category, as well as the total of all liabilities. If you selected "Current & Past", the current totals will appear at the top of the row and the past totals will appear at the bottom of the row.

$0
$0
Net Worth and Ratios

Net Worth and Ratios:

After tapping the "Calculate Net Worth" button this section of the calculator will display the total entered assets and liabilities, along with your net worth and your current and debt ratios.

Tap any linked result text for a pop-up explanation.

ResultsCurrentPast
Assets:

Total assets:

This row contains the total of your entered assets, and if applicable, the total of your assets as of a past date.

  
Liabilities:

Total liabilities:

This row contains the total of your entered liabilities, and if applicable, the total of your liabilities as of a past date.

  
Net worth:

Net worth:

Based on your entries, this is your current net worth (total assets - total liabilities), and, if applicable, the net worth as of the last time you created a personal balance sheet.

  
Current ratio:

Current ratio:

Based on your entries, this is your current ratio (liquid assets ÷ current liabilities), and, if applicable, the current ratio as of the last time you created a personal balance sheet.

  
Debt ratio:

Debt ratio:

Based on your entries, this is your debt ratio (total liabilities ÷ net worth), and, if applicable, the debt ratio as of the last time you created a personal balance sheet.

  

If you would like to save the current entries to the secure database, tap or click on the Data tab, select "New Data Record", give the data record a name, then tap or click the Save button. To save changes to previously saved entries, simply tap the Save button. Please select and "Clear" any data records you no longer need.

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Tip

About

About the Household Net Worth Calculator

This free online calculator will help you to create a personal balance sheet that you can print out for the purpose of keeping track of your financial progress.

You can either enter your own personal balance sheet asset and liability descriptions, or you can choose to load balance sheet sample descriptions into the description fields.

Plus, in addition to calculating net worth, this calculator also includes an optional column for entering the values from a past personal balance sheet. This will help you to compare your current financial well-being with that of your last net worth statement.

And finally, the calculator also includes a pie chart that gives you a visual breakdown of your assets and liabilities.

If you're not sure what net worth is, or you're not sure why it's important to your financial well-being, it may help to visit the Learn tab before using the calculator.

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Instructions

How to use the Household Net Worth Calculator

Step #1:

Complete the Net Worth Report Preferences section, which includes a report title, the number of entry columns (current only, or current and past), and the statement date(s).

Step #2:

If you would like the calculator to load the asset and liability categories with sample sub-categories, tap the "Load Samples" button.

Step #3:

Tap the plus (+) sign in an Asset category to expand it for entering up to 15 sub-category descriptions and amounts.

Step #4:

Tap the plus (+) sign in a Liability category to expand it for entering up to 15 sub-category descriptions and amounts.

Step #5:

When you are done entering all assets and liabilities, tap the "Calculate Net Worth" button. This will calculate and display your net worth and ratios, and display a "Printer Friendly Report" button for printing out your personal balance sheet.

Saving Entries:

If your web browser supports Local Storage, you can save your entries to your web browser so won't have to start over on your next visit. Please note that your saved entries can only be retrieved from the same device and web browser you were using when you stored them. If you would like to access your saved entries from any device I invite you to subscribe to the Ad-Free Member Version.

To save your entries to your web browser, click or tap the Data tab in the Help and Tools section (mobile: top right of the main screen), select "New Data Record" from the drop-down menu, enter a name for the data record, and then tap or click the Save button.

To load previously saved entries, click or tap the Data tab and select the saved data record from the drop-down menu. You can then save any changes to your entries by simply clicking the Save button while the data record is selected.

To clear a named set of saved entries, click or tap the Data tab, select the saved data record from the drop-down menu, and then tap or click the Clear button.

Numbers and Decimals:

Only numeric characters (0-9 and decimal points) may be entered in numeric fields. Non-numeric characters (dollar signs, percent signs, commas, etc.) may cause calculation errors. If the field includes a grid icon, tapping the icon will open a popup keypad which will include only the characters allowed in the field. If your device keypad does not include a decimal point, use this popup keypad to enter decimal numbers where applicable.

Popup Tool Tips:

Tap the info (i) icons for a further explanation of each entry field (you can click [X] or outside of the pop-up tool tips to close them). A summary of these explanations, along with any additional term explanations, can also be found under the Terms tab.

Disclaimer:

Since I can't test for every possible combination of numbers, please be sure to double-check the results of this calculator yourself before considering them to be valid. If you do discover an issue with the calculated results, please report the issue using the feedback form located below the calculator.

Scrolling & Shrinking:

In order to scroll the calculator vertically you will need to swipe just outside of the calculator's dark-blue border, or use the window's far right-hand scroll bar, whichever is applicable to your device.

If the top section of the calculator becomes to tall for your viewport, tapping in the "Enter a problem..." field should reset the top section to its original height.

Disclaimer:

The Algebra Calculator is the only calculator on the site that I did not create myself. And since I did not create it, I don't have access to the code for fixing any issues you may be experiencing. So if you are having issues with the calculator, please visit the support page at Mathway.com for assistance.

Glossary

Fields, Terms, and Definitions.

Reset button:

Clicking the "Reset" button will restore the calculator to its default settings.

Pocket Calculator

Calculate any amounts needed to enter into calculator.

 

Data Management

Save and retrieve entries and notes (requires HTML5 compliant web browser).

Calculator Data

Calculator Data:

If you are using the latest version of your web browser software, this feature will allow you to save your calculator entries to your web browser's local storage in between visits. This means the calculator entries can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save data between devices you will need to subscribe to the Ad-Free Member Version.

Save: To save a new set of calculator entries, select "New Data Record" from the dropdown list, enter a nickname for the data record, then click the "Save" button.

Load: To load a previously saved set of calculator entries, simply select the name of the data record from the dropdown list.

Save Changes: To save changes to a set of previously saved calculator entries, be sure the name of the data record is selected, and then click the "Save" button.

Clear: To clear a saved set of entries, be sure the name of the data record is selected, and then click the "Clear" button.

Backup Data
My Notes:
Subscribe to the Cloud level of the Ad-Free Member Version to save your entries and notes to a secure online database, allowing you to access your saved entries from any device or web browser.

Sorry! The Save functions are bonus features reserved for those who allow ads to display on the page.

If you would like to use the Save features, please disable ad blocking for this website and refresh the page. Or you can choose to subscribe to the Ad-Free Member Version of the site.

Help and Tools

Help and Tools:

This section, which you can Unstick or Hide in the Calculator Preferences (just above the top of the calculator), contains the following tabs (content too long to fit within bordered frame can be scrolled up and down):

About: Click this tab for an introduction to the calculator.

Instructions: Click this tab for step-by-step instructions for using the calculator.

Terms: Click this tab for a list of the descriptions that are located within each popup help button (info icons).

PCalc: Click this tab for a handy "pocket" calculator you can use when you need to calculate an entry needed for the calculator.

Data: Click this tab to save a set of entries or a note in between visits. Entries and notes will be stored to your web browser's local storage (if supported by your browser of choice), meaning they can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save entries and notes between devices you can do so by subscribing to the Ad-Free Member Version.

 

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