New Design Not working For You?

If the new page layout is not working for you, please Contact Me and let me know what device, operating system, and web browser (with version numbers) you are using so I can attempt to get the layout working for your setup.

About the Redesign

If you visited this site prior to September 15th, 2018, you've no doubt noticed that I've since launched a complete redesign of the website.

If you're not happy with the new design, I sincerely apologize. I would have preferred to keep the old desktop design, but considering the majority of my site's users are now accessing the site from small-screen, touch-enabled, mobile devices, and considering Google is now penalizing websites for not being mobile/thumb friendly, I was left with no choice but to switch to a responsive, mobile-first design.

The good news is that now that I have combined the three separate versions of the site (mobile, desktop, and ad-free member) into a single design, this will free up a ton of my time for working to make the mobile-optimized calculators more desktop/laptop friendly. In fact, some of the redesigned calculators already offer a desktop-optimized form that becomes visible when you increase the width setting of the calculator (within the "Calculator Preferences" expandable panel).

Thank you in advance for your help and patience as I work to improve the redesign.

-Dan

Calculator Preferences
Household Net Worth Calculator Sign

Household Net Worth Calculator

This calculator will help you to create a statement of net worth, which is one of two essential personal finance statements for measuring your financial progress. Includes an optional column for entering data from a past net worth statement for comparison purposes, as well as a pie chart and a printer friendly balance sheet. The Learn tab includes:

  • What is net worth?
  • Why is calculating net worth important?
  • How often should you calculate net worth?
Learn More

Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Net Worth Report Preferences

Net Worth Report Preferences:

This section provides fields and choices that will be used by the remainder of the calculator. Note that you can change any of these preferences at any time, however it's best to set your preferences before going on the next section to avoid losing any entered data.

Sheet title:Balance sheet title:Title for personal balance sheet:Title for personal balance sheet:

Title for personal balance sheet:

Optional: If you would like your personal or family name to appear on the printed personal balance sheet, enter the name here.

Columns:Statement columns:Statement entry columns:Statement entry columns:

Statement entry columns:

If you want to enter assets and liabilities from a past net worth statement, select Current & Past from the drop-down menu and enter both dates in the fields below. Or, if you are not entering values from a past statement, select Current from the drop-down menu and enter just the current date in the next row.

Current date:

Current date:

Enter the current date to be displayed on the balance sheet.

Past date:

Past date:

Enter the date of a past balance sheet that you wish to compare to your present balance sheet.

Load or Clear SamplesLoad or Clear Sample TitlesLoad or Clear Sample Assets and LiabilitiesLoad or Clear Sample Assets and Liabilities

Load or Clear Sample Assets and Liabilities:

If you would like the calculator to populate all asset and liability categories with sample balance sheet descriptions, tap the "Load Samples" button.

If you would like to clear all sample balance sheet descriptions, for the purpose of entering your own, tap the "Clr" (Clear Samples) button.

Assets

Assets:

Categories: Tap the plus signs (+) to expand each category where you can enter titles and values for up to 15 sub-categories.

Note that the calculator will keep a running total of each asset category, as well as the total of all assets. If you selected "Current & Past", the current totals will appear at the top of the row and the past totals will appear at the bottom of the row.

$0
$0
Liabilities

Liabilities:

Categories: Tap the plus signs (+) to expand each liability category where you can enter titles and values for up to 15 sub-categories.

Note that the calculator will keep a running total of each liability category, as well as the total of all liabilities. If you selected "Current & Past", the current totals will appear at the top of the row and the past totals will appear at the bottom of the row.

$0
$0
Net Worth and Ratios

Net Worth and Ratios:

After tapping the "Calculate Net Worth" button this section of the calculator will display the total entered assets and liabilities, along with your net worth and your current and debt ratios.

Tap any linked result text for a pop-up explanation.

ResultsCurrentPast
Assets:

Total assets:

This row contains the total of your entered assets, and if applicable, the total of your assets as of a past date.

  
Liabilities:

Total liabilities:

This row contains the total of your entered liabilities, and if applicable, the total of your liabilities as of a past date.

  
Net worth:

Net worth:

Based on your entries, this is your current net worth (total assets - total liabilities), and, if applicable, the net worth as of the last time you created a personal balance sheet.

  
Current ratio:

Current ratio:

Based on your entries, this is your current ratio (liquid assets ÷ current liabilities), and, if applicable, the current ratio as of the last time you created a personal balance sheet.

  
Debt ratio:

Debt ratio:

Based on your entries, this is your debt ratio (total liabilities ÷ net worth), and, if applicable, the debt ratio as of the last time you created a personal balance sheet.

  

If you would like to save the current entries to the secure database, tap or click on the Data tab, select "New Data Record", give the data record a name, then tap or click the Save button. To save changes to previously saved entries, simply tap the Save button. Please select and "Clear" any data records you no longer need.

Feedback AppreciatedFeedback Greatly AppreciatedYour Feedback Would Be Greatly AppreciatedYour Feedback Is Greatly Appreciated
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Tip

Help and Tools

Help and Tools:

This section, which you can Unstick or Hide in the Calculator Preferences (just above the top of the calculator), contains the following tabs (content too long to fit within bordered frame can be scrolled up and down):

About: Click this tab for an introduction to the calculator.

Instructions: Click this tab for step-by-step instructions for using the calculator.

Terms: Click this tab for a list of the descriptions that are located within each popup help button (info icons).

PCalc: Click this tab for a handy "pocket" calculator you can use when you need to calculate an entry needed for the calculator.

Data: Click this tab to save a set of entries or a note in between visits. Entries and notes will be stored to your web browser's local storage (if supported by your browser of choice), meaning they can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save entries and notes between devices you can do so by subscribing to the Ad-Free Member Version.

 

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