**IMPORTANT:** Numeric entry fields must not contain dollar signs, percent signs, commas, spaces, etc. (only digits 0-9 and decimal points are allowed).

Click the **Terms** tab above for a more detailed description of each entry.

#### Step #1:

Select either *Annuity Due* or *Ordinary Annuity* from the drop-down menu.

#### Step #2:

Select the frequency of your deposits or payments, whichever the case.

#### Step #3:

Enter the deposit/payment amount that corresponds to the selected annuity type.

#### Step #4:

Enter the number of years you plan to make the regular deposits/payments.

#### Step #5:

Click the "Calculate FV of Annuity" button. This will display the calculated future value, the total of your deposits/payments, the total interest earned, and a year-to-year growth chart.

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