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Lifetime Earnings Calculator, Plus "How To Turn the Tables On The Rich"

Calculator Preferences
Lifetime Earnings Calculator Sign
Lifetime Earnings Calculator

This calculator will calculate how much money you or your household will earn between now and when you retire based on your present income and on your anticipated annual Cost of Living (COL) increases. Results include a year-by-year chart showing your income for each year, the accumulated total, and the future value of saving one dime of every dollar you earn. The $ecret tab includes the real reason the rich get richer.

Learn More

Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Age:Current age:Your current age:Your current age:

Your current age:

Enter your current age.

Retire age:Retire age:Age you plan to retire at:Age you plan to retire at:

Age you plan to retire at:

Enter the age you expect to retire or stop earning an income.

Income:Annual income:Present annual income:Present annual income:

Present annual income:

You can either enter your gross annual income or your after-tax annual income, whichever you prefer. Enter without the dollar sign or any commas.

2nd income:2nd annual income:2nd annual income (optional):2nd annual income (optional):

2nd annual income (optional):

If you choose to include the income of a spouse or significant other, you can either enter their gross annual income or their after-tax annual income, whichever you prefer. Enter without the dollar sign or any commas.

COL raise:Annual COL raise:Annual COL and raises:Estimated annual raises & COL increases:

Estimated annual raises & cost of living increases:

Enter the average percentage by which you expect your income to grow each year between now and when you retire.

End income:At retire income:Annual income at retirement:Household annual income at retirement:

Estimated household annual income at retirement:

Based on your entered assumptions, this is how much your annual income will be at retirement age.

Tot earnings:Total earnings:Total lifetime earnings:Total lifetime earnings:

Total lifetime earnings:

Based on your entered assumptions, this is your total earnings between now and when you retire.

If you would like to save the current entries to the secure database, tap or click on the Data tab, select "New Data Record", give the data record a name, then tap or click the Save button. To save changes to previously saved entries, simply tap the Save button. Please select and "Clear" any data records you no longer need.

Feedback AppreciatedFeedback Greatly AppreciatedYour Feedback Would Be Greatly AppreciatedYour Feedback Is Greatly Appreciated


Help and Tools

Help and Tools:

This section, which you can Unstick or Hide in the Calculator Preferences (just above the top of the calculator), contains the following tabs (content too long to fit within bordered frame can be scrolled up and down):

About: Click this tab for an introduction to the calculator.

Instructions: Click this tab for step-by-step instructions for using the calculator.

Terms: Click this tab for a list of the descriptions that are located within each popup help button (info icons).

PCalc: Click this tab for a handy "pocket" calculator you can use when you need to calculate an entry needed for the calculator.

Data: Click this tab to save a set of entries or a note in between visits. Entries and notes will be stored to your web browser's local storage (if supported by your browser of choice), meaning they can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save entries and notes between devices you can do so by subscribing to the Ad-Free Member Version.



Add or remove this page to/from my favorites.

Adjust Calculator Width:

Move the slider to left and right to adjust the calculator width. Note that the Help and Tools panel will be hidden when the calculator is too wide to fit both on the screen. Moving the slider to the left will bring the instructions and tools panel back into view.

Also note that some calculators will reformat to accommodate the screen size as you make the calculator wider or narrower. If the calculator is narrow, columns of entry rows will be converted to a vertical entry form, whereas a wider calculator will display columns of entry rows, and the entry fields will be smaller in size ... since they will not need to be "thumb friendly".

Show/Hide Popup Keypads:

Select Show or Hide to show or hide the popup keypad icons located next to numeric entry fields. These are generally only needed for mobile devices that don't have decimal points in their numeric keypads. So if you are on a desktop, you may find the calculator to be more user-friendly and less cluttered without them.

Stick/Unstick Tools:

Select Stick or Unstick to stick or unstick the help and tools panel. Selecting "Stick" will keep the panel in view while scrolling the calculator vertically. If you find that annoying, select "Unstick" to keep the panel in a stationary position.

If the tools panel becomes "Unstuck" on its own, try clicking "Unstick" and then "Stick" to re-stick the panel.