What's Wrong with "Those" People?!
Do you look down your nose at a person who drinks too much, eats too much, smokes, or does illegal drugs?
If so, I'm sure you will agree that the one thing all of these people have in common is that they are all borrowing from tomorrow's happiness to subsidize their current happiness.
Well, I hate to be the one to tell you this, but if you carry balances on your credit cards and only make the minimum monthly payment, then guess what you have been guilty of?
Yep, at some point in your past, you chose to borrow from your future happiness to subsidize your present happiness.
If that's true for you, then please be mindful of that fact the next time you find yourself being critical of a fellow human being who is engaged in any other form of future happiness-sabotaging behavior.
If you've never experienced it, self-inflicted financial devastation and the sky-high stress levels that come with it can be every bit as hazardous to your family, your health, and your happiness as any other form of "substance" abuse.
If you want to achieve the level of financial happiness that you could have been experiencing had you not borrowed from tomorrow, I suggest you pay off your credit card balances as fast as you can and adopt the following motto: