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Life Expectancy Quiz to Estimate Lifetime and Retirement Years

Calculator Preferences
Life Expectancy Quiz Sign
Life Expectancy Quiz

This interactive quiz calculates your life expectancy and number of retirement years based on your age, gender, and 23 questions related your lifestyle, health habits and family history. The results also include:

  • Your life expectancy versus the average life expectancy in the US.
  • A custom bullet list of changes to increase your lifespan.
  • Your personal Life Usage Meter.
Learn More

Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Current year:Current year:Current year:Current year:

Current year:

Enter the current 4-digit year.

Your age:Your current age:Your current age:Your current age:

Current age:

Enter your current age.

Retire age:Retirement age:Retirement age:Retirement age:

Retirement age:

If you are already retired, enter your current age. Otherwise enter the age you plan to retire at.



Select the male or female.

Quiz QuestionsQuiz QuestionsQuiz QuestionsQuiz Questions

Quiz questions:

For each of the 23 following questions, tap one of the choices offered. When you reach the end of the quiz, tap the "Calculate Life Expectancy" button and scroll down to see all of the results.

I live in urban area with over 2 million people.
One of my grandparents lived to age 85 or over.
All four grandparents lived to age 80 or over.
A parent died of a stroke or heart attack before 50.
A parent, brother or sister under age 50 has (or had) cancer or a heart condition, or has diabetes.
I personally earn over $60,000 a year.
I finished college.
I have a graduate or professional degree.
I am still working.
I live with a spouse or friend.
Number of 10-year periods I have lived alone since age 25.
I work behind a desk.
My work requires heavy physical labor.
I exercise strenuously (tennis, running, etc.) at least 1/2 hour ...
I sleep more than 10 hours each night.
I am intense, aggressive and/or easily angered.
I am easy-going and relaxed.
I am generally ...
I have had a speeding ticket in the last year.
Number of packs of cigarettes I smoke per day.
I drink the equivalent of two drinks of hard liquor a day.
Number of pounds I am overweight by:
I see a gynecologist once a year.
LE age:Life expectancy age:Life expectancy age:Life expectancy age:

Life expectancy age:

Based on your quiz results this is the estimated age you will live until.

Years left:Est. years left:Estimated years remaining:Estimated years remaining:

Estimated years remaining:

Based on your quiz results this is the estimated number of years you have left in your lifetime.

Retire yrs:Retire years:Retirement years:Retirement years:

Retirement years:

Based on your entered age and retirement age, and the quiz results, this is number of retirement years you will need to plan for if you live to your life expectancy.

LE year:Life expectancy year:Life expectancy year:Life expectancy year:

Life expectancy year:

Based on your quiz results this is the year you will live until.

If you would like to save the current entries to the secure database, tap or click on the Data tab, select "New Data Record", give the data record a name, then tap or click the Save button. To save changes to previously saved entries, simply tap the Save button. Please select and "Clear" any data records you no longer need.

Feedback AppreciatedFeedback Greatly AppreciatedYour Feedback Would Be Greatly AppreciatedYour Feedback Is Greatly Appreciated



About the Life Expectancy Quiz

This online life expectancy quiz will calculate a rough estimate of how long you will live based on your age, gender, and your answers to the 23 test questions.

The quiz results also include:

  • The number of years remaining in your life expectancy.
  • The estimated number of years you will spend in retirement.
  • The calendar year of the end of your estimated life expectancy.
  • A bullet list of changes you can make to increase your life expectancy.
  • Your Lifetime Usage Meter.

Note that the quiz is based on questions once listed on the Minnesota State Retirement System website, which at the time reported that while there is no way to accurately forecast life expectancy, the "test provides a life insurance company's statistical view of your life expectancy."

Also, you may want to compare the results on this page with the IRS estimate of your life expectancy.

Finally, the quiz assumes you are between the ages of 25 and 65 and are in relatively good health.

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How to use the Life Expectancy Quiz

Step #1:

Enter the current 4-digit year.

Step #2:

Select your gender.

Step #3:

Enter your current age.

Step #4:

Enter the age you plan to retire at (or if already retired, enter your current age).

Step #5:

Answer the 23 multiple choice questions.

Step #6:

Tap the "Calculate Life Expectancy" button and scroll down to view the results.

Saving Entries:

If your web browser supports Local Storage, you can save your entries to your web browser so won't have to start over on your next visit. Please note that your saved entries can only be retrieved from the same device and web browser you were using when you stored them. If you would like to access your saved entries from any device I invite you to subscribe to the Ad-Free Member Version.

To save your entries to your web browser, click or tap the Data tab in the Help and Tools section (mobile: top right of the main screen), select "New Data Record" from the drop-down menu, enter a name for the data record, and then tap or click the Save button.

To load previously saved entries, click or tap the Data tab and select the saved data record from the drop-down menu. You can then save any changes to your entries by simply clicking the Save button while the data record is selected.

To clear a named set of saved entries, click or tap the Data tab, select the saved data record from the drop-down menu, and then tap or click the Clear button.

Numbers and Decimals:

Only numeric characters (0-9 and decimal points) may be entered in numeric fields. Non-numeric characters (dollar signs, percent signs, commas, etc.) may cause calculation errors. If the field includes a grid icon, tapping the icon will open a popup keypad which will include only the characters allowed in the field. If your device keypad does not include a decimal point, use this popup keypad to enter decimal numbers where applicable.

Popup Tool Tips:

Tap the info (i) icons for a further explanation of each entry field (you can click [X] or outside of the pop-up tool tips to close them). A summary of these explanations, along with any additional term explanations, can also be found under the Terms tab.


Since I can't test for every possible combination of numbers, please be sure to double-check the results of this calculator yourself before considering them to be valid. If you do discover an issue with the calculated results, please report the issue using the feedback form located below the calculator.

Scrolling & Shrinking:

In order to scroll the calculator vertically you will need to swipe just outside of the calculator's dark-blue border, or use the window's far right-hand scroll bar, whichever is applicable to your device.

If the top section of the calculator becomes to tall for your viewport, tapping in the "Enter a problem..." field should reset the top section to its original height.


The Algebra Calculator is the only calculator on the site that I did not create myself. And since I did not create it, I don't have access to the code for fixing any issues you may be experiencing. So if you are having issues with the calculator, please visit the support page at for assistance.


Fields, Terms, and Definitions.

National average:

Below is a life expectancy chart showing the average American life expectancy.

Average Life Expectancy USA
Age NowMaleFemale
0 - 1069.877.2
11 - 1970.377.5
20 - 2971.277.8
30 - 3971.377.9
40 - 4973.579.4
50 - 5976.179.0
60 - 6980.283.6
70 - 7985.987.7
80 - 9090.091.1
Reset button:

Clicking the "Reset" button will restore the calculator to its default settings.

Pocket Calculator

Calculate any amounts needed to enter into calculator.


Data Management

Save and retrieve entries and notes (requires HTML5 compliant web browser).

Calculator Data

Calculator Data:

If you are using the latest version of your web browser software, this feature will allow you to save your calculator entries to your web browser's local storage in between visits. This means the calculator entries can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save data between devices you will need to subscribe to the Ad-Free Member Version.

Save: To save a new set of calculator entries, select "New Data Record" from the dropdown list, enter a nickname for the data record, then click the "Save" button.

Load: To load a previously saved set of calculator entries, simply select the name of the data record from the dropdown list.

Save Changes: To save changes to a set of previously saved calculator entries, be sure the name of the data record is selected, and then click the "Save" button.

Clear: To clear a saved set of entries, be sure the name of the data record is selected, and then click the "Clear" button.

Backup Data
My Notes:
Subscribe to the Cloud level of the Ad-Free Member Version to save your entries and notes to a secure online database, allowing you to access your saved entries from any device or web browser.

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If you would like to use the Save features, please disable ad blocking for this website and refresh the page. Or you can choose to subscribe to the Ad-Free Member Version of the site.

Help and Tools

Help and Tools:

This section, which you can Unstick or Hide in the Calculator Preferences (just above the top of the calculator), contains the following tabs (content too long to fit within bordered frame can be scrolled up and down):

About: Click this tab for an introduction to the calculator.

Instructions: Click this tab for step-by-step instructions for using the calculator.

Terms: Click this tab for a list of the descriptions that are located within each popup help button (info icons).

PCalc: Click this tab for a handy "pocket" calculator you can use when you need to calculate an entry needed for the calculator.

Data: Click this tab to save a set of entries or a note in between visits. Entries and notes will be stored to your web browser's local storage (if supported by your browser of choice), meaning they can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save entries and notes between devices you can do so by subscribing to the Ad-Free Member Version.



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Adjust Calculator Width:

Move the slider to left and right to adjust the calculator width. Note that the Help and Tools panel will be hidden when the calculator is too wide to fit both on the screen. Moving the slider to the left will bring the instructions and tools panel back into view.

Also note that some calculators will reformat to accommodate the screen size as you make the calculator wider or narrower. If the calculator is narrow, columns of entry rows will be converted to a vertical entry form, whereas a wider calculator will display columns of entry rows, and the entry fields will be smaller in size ... since they will not need to be "thumb friendly".

Show/Hide Popup Keypads:

Select Show or Hide to show or hide the popup keypad icons located next to numeric entry fields. These are generally only needed for mobile devices that don't have decimal points in their numeric keypads. So if you are on a desktop, you may find the calculator to be more user-friendly and less cluttered without them.

Stick/Unstick Tools:

Select Stick or Unstick to stick or unstick the help and tools panel. Selecting "Stick" will keep the panel in view while scrolling the calculator vertically. If you find that annoying, select "Unstick" to keep the panel in a stationary position.

If the tools panel becomes "Unstuck" on its own, try clicking "Unstick" and then "Stick" to re-stick the panel.