Life Expectancy Quiz to Estimate Lifetime and Retirement Years

Life Expectancy Quiz Sign

This online life expectancy quiz will calculate a rough estimate of how long you will live based on your age, gender, and your answers to the 23 test questions.

The quiz results also include:

  • The number of years remaining in your life expectancy.
  • The estimated number of years you will spend in retirement.
  • The calendar year of the end of your estimated life expectancy.
  • A bullet list of changes you can make to increase your life expectancy.
  • Your Lifetime Usage Meter.

Note that the quiz is based on questions once listed on the Minnesota State Retirement System website, which at the time reported that while there is no way to forecast life expectancy accurately, the "test provides a life insurance company's statistical view of your life expectancy."

Also, you may want to compare the results on this page with the IRS estimate of your life expectancy.

Finally, the quiz assumes you are between the ages of 25 and 65 and are in relatively good health.

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Life Expectancy Quiz

Estimate your life expectancy based on your answers to 23 multiple choice questions.

Special Instructions

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Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Current year:Current year:Current year:Current year:

Current year:

Enter the current 4-digit year.

Your age:Your current age:Your current age:Your current age:

Current age:

Enter your current age.

Retire age:Retirement age:Retirement age:Retirement age:

Retirement age:

If you are already retired, enter your current age. Otherwise enter the age you plan to retire at.



Select the male or female.

Quiz QuestionsQuiz QuestionsQuiz QuestionsQuiz Questions

Quiz questions:

For each of the 23 following questions, tap one of the choices offered. When you reach the end of the quiz, tap the "Calculate Life Expectancy" button and scroll down to see all of the results.

I live in urban area with over 2 million people.
One of my grandparents lived to age 85 or over.
All four grandparents lived to age 80 or over.
A parent died of a stroke or heart attack before 50.
A parent, brother or sister under age 50 has (or had) cancer or a heart condition, or has diabetes.
I personally earn over $60,000 a year.
I finished college.
I have a graduate or professional degree.
I am still working.
I live with a spouse or friend.
Number of 10-year periods I have lived alone since age 25.
I work behind a desk.
My work requires heavy physical labor.
I exercise strenuously (tennis, running, etc.) at least 1/2 hour ...
I sleep more than 10 hours each night.
I am intense, aggressive and/or easily angered.
I am easy-going and relaxed.
I am generally ...
I have had a speeding ticket in the last year.
Number of packs of cigarettes I smoke per day.
I drink the equivalent of two drinks of hard liquor a day.
Number of pounds I am overweight by:
I see a gynecologist once a year.
LE age:Life expectancy age:Life expectancy age:Life expectancy age:

Life expectancy age:

Based on your quiz results this is the estimated age you will live until.

Years left:Est. years left:Estimated years remaining:Estimated years remaining:

Estimated years remaining:

Based on your quiz results this is the estimated number of years you have left in your lifetime.

Retire yrs:Retire years:Retirement years:Retirement years:

Retirement years:

Based on your entered age and retirement age, and the quiz results, this is number of retirement years you will need to plan for if you live to your life expectancy.

LE year:Life expectancy year:Life expectancy year:Life expectancy year:

Life expectancy year:

Based on your quiz results this is the year you will live until.

If you would like to save the current entries to the secure online database, tap or click on the Data tab, select "New Data Record", give the data record a name, then tap or click the Save button. To save changes to previously saved entries, simply tap the Save button. Please select and "Clear" any data records you no longer need.

Help and Tools

Adjust Calculator Width:

Move the slider to left and right to adjust the calculator width. Note that the Help and Tools panel will be hidden when the calculator is too wide to fit both on the screen. Moving the slider to the left will bring the instructions and tools panel back into view.

Also note that some calculators will reformat to accommodate the screen size as you make the calculator wider or narrower. If the calculator is narrow, columns of entry rows will be converted to a vertical entry form, whereas a wider calculator will display columns of entry rows, and the entry fields will be smaller in size ... since they will not need to be "thumb friendly".

Show/Hide Popup Keypads:

Select Show or Hide to show or hide the popup keypad icons located next to numeric entry fields. These are generally only needed for mobile devices that don't have decimal points in their numeric keypads. So if you are on a desktop, you may find the calculator to be more user-friendly and less cluttered without them.

Stick/Unstick Tools:

Select Stick or Unstick to stick or unstick the help and tools panel. Selecting "Stick" will keep the panel in view while scrolling the calculator vertically. If you find that annoying, select "Unstick" to keep the panel in a stationary position.

If the tools panel becomes "Unstuck" on its own, try clicking "Unstick" and then "Stick" to re-stick the panel.