New Design Not working For You?

If the new page layout is not working for you, please Contact Me and let me know what device, operating system, and web browser (with version numbers) you are using so I can attempt to get the layout working for your setup.

About the Redesign

If you visited this site prior to September 15th, 2018, you've no doubt noticed that I've since launched a complete redesign of the website.

If you're not happy with the new design, I sincerely apologize. I would have preferred to keep the old desktop design, but considering the majority of my site's users are now accessing the site from small-screen, touch-enabled, mobile devices, and considering Google is now penalizing websites for not being mobile/thumb friendly, I was left with no choice but to switch to a responsive, mobile-first design.

The good news is that now that I have combined the three separate versions of the site (mobile, desktop, and ad-free member) into a single design, this will free up a ton of my time for working to make the mobile-optimized calculators more desktop/laptop friendly. In fact, some of the redesigned calculators already offer a desktop-optimized form that becomes visible when you increase the width setting of the calculator (within the "Calculator Preferences" expandable panel).

Thank you in advance for your help and patience as I work to improve the redesign.


Calculator Preferences
Millionaire Calculator Sign

Millionaire Calculator

This calculator will calculate the amount of time it will take to save up 1 million dollars. This includes your age and the month and year you will reach your goal. The Think tab includes:

  • Is becoming a millionaire easy?
  • Will the sacrifices be worth it?
  • Chasing emotional versus monetary wealth.
  • 4 steps to pursuing emotional wealth.
Learn More

Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Age now:Current age:Current age:Current age:

Current age:

Enter your current age. The calculator will use your current age to estimate how old you will be when you reach your 1 million dollar savings goal.

Target age:Target age:Target age for achieving 1 million:Target age for accumulating 1 million:

Target age for accumulating 1 million:

Enter the age you would like would like to have 1 million dollars in your account by (retire age, etc.). If the calculated results don't show you becoming a millionaire by your target age, the calculator will tell you how much you would need to deposit in order to hit your target.

Balance:Starting balance:Starting balance:Current amount saved:

Current amount saved:

Enter the current balance of your savings account, or the initial deposit that is not part of the periodic deposits (without dollar sign or commas). If you have no current savings, enter a zero.

Earn rate:Rate of return:Percent rate of return:Percentage rate of return:

Percentage rate of return:

Enter the average percentage rate of return you expect to earn on your investments. Enter as a percentage but without the percent sign (for .02 or 2%, enter 2).

Dep freq:Deposit interval:Deposit frequency:Deposit frequency:

Deposit frequency:

Select the frequency at which you plan to make deposits to your savings account.

Dep amt:Deposit amount:Deposit amount:Deposit amount:

Deposit amount:

Enter the periodic deposit amount for the selected deposit frequency (without dollar sign or commas). Note that the calculator bases its calculations on 360-day years to accommodate daily compounding for monthly, semi-monthly, quarterly, and annual deposits, so please allow for weekly and bi-weekly annual deposit differences (52 weeks and 26 bi-weeks each add up to 364 days).

Years to mil:Years to 1 million:Years to 1 million:Years until savings reaches 1 million:

Years until savings reaches 1 million:

Based on your entries, this is number of years it will take until your savings reaches 1 million dollars.

Target FV:Target age value:Value of savings at target age:Value of savings account at target age:

Value of savings account at target age:

Based on your entries, this how much your savings account will have grown to by the time you reach the target age you entered. Note that if your savings hits the 1 million mark before your target age, the result on this line will be "N/A".

Dep needed:Deposit needed:Deposit amount needed to hit target:Deposit amount needed to hit 1 million by target age:

Deposit amount needed to hit 1 million by target age:

Based on your entries, this is the amount of the periodic deposit you would need to make in order for your savings to reach 1 million by your target age. Note that if your savings hits the 1 million mark before your target age, the result on this line will be "N/A".

Feedback AppreciatedFeedback Greatly AppreciatedYour Feedback Would Be Greatly AppreciatedYour Feedback Is Greatly Appreciated


Help and Tools

Help and Tools:

This section, which you can Unstick or Hide in the Calculator Preferences (just above the top of the calculator), contains the following tabs (content too long to fit within bordered frame can be scrolled up and down):

About: Click this tab for an introduction to the calculator.

Instructions: Click this tab for step-by-step instructions for using the calculator.

Terms: Click this tab for a list of the descriptions that are located within each popup help button (info icons).

PCalc: Click this tab for a handy "pocket" calculator you can use when you need to calculate an entry needed for the calculator.

Data: Click this tab to save a set of entries or a note in between visits. Entries and notes will be stored to your web browser's local storage (if supported by your browser of choice), meaning they can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save entries and notes between devices you can do so by subscribing to the Ad-Free Member Version.



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