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NPV Calculator to Calculate Discounted Cash Flows

Calculator Preferences
Net Present Value (NPV) Calculator Sign
Net Present Value (NPV) Calculator

This calculator will calculate the Net Present Value (NPV) for a series of future uneven cash flows. Plus the calculator will display a printer friendly Discounted Cash Flows Schedule that you can print out and use for sensitivity analysis. The Learn tab includes:

  • What is NPV?
  • What is Discounting?
  • What is the Discounted Cash Flow (DCF) Method?
  • Importance and benefits of conducting NPV analysis on prospective investments.
Learn More

Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Disc rate:Discount rate:Discount rate:Discount rate:

Discount rate:

Enter the rate you want the NPV Calculator to discount the entered cash flows. Note that the discount rate is also commonly referred to as the Cost of Capital. Enter as a percentage, but without the percent sign (for .06 or 6%, enter 6).

Begin year:Begin year:Year of initial investment:Year of initial investment:

Year of initial investment:

Optional. If you would like the calculator to populate the Year column with the actual year labels, enter the 4-digit year of the initial outflow (capital outlay). Otherwise leave blank. Note that if you make changes to this field after creating and/or completing the cash flow entry form, the entry form will be cleared. So be sure you are happy with this entry before creating and completing the entry form.

# of yrs:# of years:Number of years to include:Number of years to include in form:

Number of years to include in form:

Enter the number of years you would like included in the outflow/inflow form. Optionally, if you entered a 4-digit start year you can enter the 4-digit end year. In either case, this is a required field. Note that if you make changes to this field after creating and/or completing the cash flow entry form, the entry form will be cleared. So feel free to enter more years than you think you might need as the calculator will simply ignore any extra blank years.

Year entry column:

If you entered a 4-digit year above, then this column will be automatically populated with the appropriate years based on the year entered in the line above.

Outflow entry column:

Enter the initial outflow amount on the first line (required) and then on any subsequent lines where additional amounts were invested (enter as positive values). Note that numbers entered in this column are usually entered as negative values when using an NPV spreadsheet function, however this NPV Calculator converts the values to negative for you.

Inflow entry column:

Enter cash inflows in the years they are projected to be received. You must have at least one value in this column for the NPV calculation to begin.

Net CF:Net cash flow:Net cash flow:Net cash flow:

Net cash flow:

The is the sum of all outflows less the sum of all inflows.

# of years:# of years:Number of years:Number of years:

Number of years:

This is the total number of cash flow years that were included in the calculations -- which includes the year of the initial cash outflow.

NPV:NPV:Net Present Value:Net Present Value:

Net Present Value:

This is the total of all discounted cash flows (NPV). If this result is positive, the project is considered to be desirable. If the NPV is a negative number, the project is considered to be undesirable.

If you would like to save the current entries to the secure database, tap or click on the Data tab, select "New Data Record", give the data record a name, then tap or click the Save button. To save changes to previously saved entries, simply tap the Save button. Please select and "Clear" any data records you no longer need.

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About

About the Net Present Value (NPV) Calculator

This calculator will help you to determine what net impact a prospective investment will have on future cash flows when accounting for the time value of money -- without having to deal with time-consuming present value tables.

And not only will the calculator instantly calculate the net present value of a prospective investment, but it will also generate a discounted cash flows chart showing how it arrived at its answer.

Plus, if you are doing sensitivity analysis (what-if scenarios), the calculator will provide you with a printer friendly report that you can print out and use for your comparisons.

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Instructions

How to use the Net Present Value (NPV) Calculator

Step #1:

Enter the discount rate you want the calculator to use for discounting cash flows.

Step #2:

If you want the entry form to include labels indicating specific years, enter the 4-digit starting year. Otherwise, if you want the labels to simply be year 1, 2, 3, etc., you can leave the starting year field blank.

Step #3:

Enter the number of years you want to include in your discounted cash flows. Note that if you entered a 4-digit starting year, then you can either enter a number of years or the 4-digit ending year.

Step #4:

Click the "Create Entry Form" button. This will generate a year-by-year entry form for entering all applicable cash outflows and inflows.

Step #5:

Enter the starting cash outflow (investment) on the first line of the form and then enter all subsequent outflows and inflows in the years you expect them to occur. You can skip over any years where no cash flows occurred. Also, the calculator will interpret the last cash flow entered as the end of the report, regardless of how many years are included in the form.

Step #6:

Once you are satisfied with your cash flow entries, click the "Calculate Net Present Value" button. This will display the present value of the discounted cash flows, along with a year-by-year chart showing the outflow, inflow, net cash flow, and discounted cash flow for each cash flow year.

Saving Entries:

If your web browser supports Local Storage, you can save your entries to your web browser so won't have to start over on your next visit. Please note that your saved entries can only be retrieved from the same device and web browser you were using when you stored them. If you would like to access your saved entries from any device I invite you to subscribe to the Ad-Free Member Version.

To save your entries to your web browser, click or tap the Data tab in the Help and Tools section (mobile: top right of the main screen), select "New Data Record" from the drop-down menu, enter a name for the data record, and then tap or click the Save button.

To load previously saved entries, click or tap the Data tab and select the saved data record from the drop-down menu. You can then save any changes to your entries by simply clicking the Save button while the data record is selected.

To clear a named set of saved entries, click or tap the Data tab, select the saved data record from the drop-down menu, and then tap or click the Clear button.

Numbers and Decimals:

Only numeric characters (0-9 and decimal points) may be entered in numeric fields. Non-numeric characters (dollar signs, percent signs, commas, etc.) may cause calculation errors. If the field includes a grid icon, tapping the icon will open a popup keypad which will include only the characters allowed in the field. If your device keypad does not include a decimal point, use this popup keypad to enter decimal numbers where applicable.

Popup Tool Tips:

Tap the info (i) icons for a further explanation of each entry field (you can click [X] or outside of the pop-up tool tips to close them). A summary of these explanations, along with any additional term explanations, can also be found under the Terms tab.

Disclaimer:

Since I can't test for every possible combination of numbers, please be sure to double-check the results of this calculator yourself before considering them to be valid. If you do discover an issue with the calculated results, please report the issue using the feedback form located below the calculator.

Scrolling & Shrinking:

In order to scroll the calculator vertically you will need to swipe just outside of the calculator's dark-blue border, or use the window's far right-hand scroll bar, whichever is applicable to your device.

If the top section of the calculator becomes to tall for your viewport, tapping in the "Enter a problem..." field should reset the top section to its original height.

Disclaimer:

The Algebra Calculator is the only calculator on the site that I did not create myself. And since I did not create it, I don't have access to the code for fixing any issues you may be experiencing. So if you are having issues with the calculator, please visit the support page at Mathway.com for assistance.

Glossary

Fields, Terms, and Definitions.

Reset button:

Clicking the "Reset" button will restore the calculator to its default settings.

Pocket Calculator

Calculate any amounts needed to enter into calculator.

 

Data Management

Save and retrieve entries and notes (requires HTML5 compliant web browser).

Calculator Data

Calculator Data:

If you are using the latest version of your web browser software, this feature will allow you to save your calculator entries to your web browser's local storage in between visits. This means the calculator entries can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save data between devices you will need to subscribe to the Ad-Free Member Version.

Save: To save a new set of calculator entries, select "New Data Record" from the dropdown list, enter a nickname for the data record, then click the "Save" button.

Load: To load a previously saved set of calculator entries, simply select the name of the data record from the dropdown list.

Save Changes: To save changes to a set of previously saved calculator entries, be sure the name of the data record is selected, and then click the "Save" button.

Clear: To clear a saved set of entries, be sure the name of the data record is selected, and then click the "Clear" button.

Backup Data
My Notes:
Subscribe to the Cloud level of the Ad-Free Member Version to save your entries and notes to a secure online database, allowing you to access your saved entries from any device or web browser.

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Help and Tools

Help and Tools:

This section, which you can Unstick or Hide in the Calculator Preferences (just above the top of the calculator), contains the following tabs (content too long to fit within bordered frame can be scrolled up and down):

About: Click this tab for an introduction to the calculator.

Instructions: Click this tab for step-by-step instructions for using the calculator.

Terms: Click this tab for a list of the descriptions that are located within each popup help button (info icons).

PCalc: Click this tab for a handy "pocket" calculator you can use when you need to calculate an entry needed for the calculator.

Data: Click this tab to save a set of entries or a note in between visits. Entries and notes will be stored to your web browser's local storage (if supported by your browser of choice), meaning they can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save entries and notes between devices you can do so by subscribing to the Ad-Free Member Version.

 

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