New Design Not working For You?

If the new page layout is not working for you, please Contact Me and let me know what device, operating system, and web browser (with version numbers) you are using so I can attempt to get the layout working for your setup.

About the Redesign

If you visited this site prior to September 15th, 2018, you've no doubt noticed that I've since launched a complete redesign of the website.

If you're not happy with the new design, I sincerely apologize. I would have preferred to keep the old desktop design, but considering the majority of my site's users are now accessing the site from small-screen, touch-enabled, mobile devices, and considering Google is now penalizing websites for not being mobile/thumb friendly, I was left with no choice but to switch to a responsive, mobile-first design.

The good news is that now that I have combined the three separate versions of the site (mobile, desktop, and ad-free member) into a single design, this will free up a ton of my time for working to make the mobile-optimized calculators more desktop/laptop friendly. In fact, some of the redesigned calculators already offer a desktop-optimized form that becomes visible when you increase the width setting of the calculator (within the "Calculator Preferences" expandable panel).

Thank you in advance for your help and patience as I work to improve the redesign.

-Dan

Calculator Preferences
Retirement Fund Calculator Sign

Retirement Fund Calculator

This is the most comprehensive of the retirement planning calculators, as it includes options for factoring in inflation, income taxes, up to three post-retirement incomes, up to 4 one-time contributions, and more. Results include a year-by-year retirement fund schedule showing the beginning and ending balance for each year, as well as the factors responsible for the changes. Also includes a printer friendly report.

Learn More

Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Retirement Needs
Basic Fund Variables
Lump Sum ContributionsLump Sum ContributionsLump Sum Contributions (Sale of Home, etc.)Lump Sum Contributions (Sale of Home, Inheritance, etc.)
Post-Retirement IncomePost-Retirement IncomePost-Retirement Income (SSI, Pension, Wages, etc.)Post-Retirement Income (Social Security, Pension, Wages, etc.)
Retirement Fund Forecast

Retirement Fund Forecast:

The fields in this section are all computed fields. Each time you make a change to any fields in the top section of the calculator, you will need to tap the Calculate Retirement Fund button to repopulate the fields in this section.

Savings need:Savings needed:Savings needed when you retire:Savings needed when you retire:

Savings needed when you retire:

This is the amount you will need to have saved by retirement age in order to fund your retirement plan.

Retire fund:Retirement savings:Retirement savings based on your entries:Retirement savings based on your entries:

Retirement savings based on your entries:

Based on your current savings, current contributions and expected annual return on your retirement investments, this is how much you will have saved by retirement age.

Surp/-short:Surplus/-shortfall:Estimated savings surplus/-shortfall:Estimated savings surplus/-shortfall:

Estimated savings surplus/-shortfall:

This is the difference between how much you will need to have saved and how much you will have saved based on your present entries. A positive number represents a surplus, whereas a negative number represents a shortfall.

Increase req:Increase needed:Monthly saving increase needed:Monthly saving increase needed for fully funded plan:

Monthly saving increase needed for fully funded plan:

If your retirement plan shows a shortfall, this is the additional monthly contribution you will need to start making now in order to fully fund your retirement plan.

Crnt monthly:Crnt monthly save:Current monthly contribution amount:Current monthly contribution amount:

Current monthly contribution amount:

This is your current monthly contributions.

Tot required:Total required:Total monthly savings required:Total monthly savings required for fully funded plan:

Total monthly savings required for fully funded plan:

This is the total monthly contributions you need to start making now in order to fully fund your plan.

If you would like to save the current entries to the secure database, tap or click on the Data tab, select "New Data Record", give the data record a name, then tap or click the Save button. To save changes to previously saved entries, simply tap the Save button. Please select and "Clear" any data records you no longer need.

Feedback AppreciatedFeedback Greatly AppreciatedYour Feedback Would Be Greatly AppreciatedYour Feedback Is Greatly Appreciated
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Tip

Help and Tools

Help and Tools:

This section, which you can Unstick or Hide in the Calculator Preferences (just above the top of the calculator), contains the following tabs (content too long to fit within bordered frame can be scrolled up and down):

About: Click this tab for an introduction to the calculator.

Instructions: Click this tab for step-by-step instructions for using the calculator.

Terms: Click this tab for a list of the descriptions that are located within each popup help button (info icons).

PCalc: Click this tab for a handy "pocket" calculator you can use when you need to calculate an entry needed for the calculator.

Data: Click this tab to save a set of entries or a note in between visits. Entries and notes will be stored to your web browser's local storage (if supported by your browser of choice), meaning they can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save entries and notes between devices you can do so by subscribing to the Ad-Free Member Version.

 

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