New Design Not working For You?

If the new page layout is not working for you, please Contact Me and let me know what device, operating system, and web browser (with version numbers) you are using so I can attempt to get the layout working for your setup.

About the Redesign

If you visited this site prior to September 15th, 2018, you've no doubt noticed that I've since launched a complete redesign of the website.

If you're not happy with the new design, I sincerely apologize. I would have preferred to keep the old desktop design, but considering the majority of my site's users are now accessing the site from small-screen, touch-enabled, mobile devices, and considering Google is now penalizing websites for not being mobile/thumb friendly, I was left with no choice but to switch to a responsive, mobile-first design.

The good news is that now that I have combined the three separate versions of the site (mobile, desktop, and ad-free member) into a single design, this will free up a ton of my time for working to make the mobile-optimized calculators more desktop/laptop friendly. In fact, some of the redesigned calculators already offer a desktop-optimized form that becomes visible when you increase the width setting of the calculator (within the "Calculator Preferences" expandable panel).

Thank you in advance for your help and patience as I work to improve the redesign.

-Dan

Calculator Preferences
Cash Budgeting Calculator Sign

Cash Budgeting Calculator

This calculator will calculate your envelope budget percentages and distribution amounts, plus give you the size and number of the various denomination of bills you will need in order to distribute precise cash amounts to your envelopes. You can even print out a detailed report to carry with you. The Learn tab includes:

  • What an envelope system is and why it's so powerful.
  • A hybrid system to offset drawbacks.
  • How to implement the system.
Learn More

Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Monthly pay:Monthly net pay:Monthly take-home pay or allowance:Monthly take-home pay or allowance:

Monthly take-home pay or allowance:

Enter your monthly take-home pay (after taxes and deductions), or your monthly allowance, whichever applies. The cash budgeting calculator will calculate what percentage each monthly envelope amount represents of your total monthly income or allowance.

Total cash:Total cash:Total cash to distribute:Total cash to distribute to envelopes:

Total cash to distribute to envelopes:

Enter the amount of cash you want to distribute to your cash envelope system. The cash budgeting calculator will calculate the envelope distribution based on entries in the next section.

Enter/Edit/Delete EnvelopesEnter - Edit - Delete EnvelopesEnter - Edit - Delete EnvelopesEnter - Edit - Delete Envelopes

Enter/Edit/Delete Envelopes:

To add an envelope, enter the name, the periodic amount, and select the time period the amount applies to. When you're satisfied with the entries, tap the + button (may also appear as "Add" or "Add Envelope" depending on the width of your device).

To edit an envelope in the list, tap the radio button in the Edit column. This will load the envelope into the form for editing. When you're satisfied with the changes you've made, tap the S button (may also appear as "Save" or "Save Changes" depending on the width of your device).

To delete an envelope from the list, tap the radio button in the Edit column. This will load the envelope into the form for deleting. Tap the button (may also appear as "Delete" depending on the width of your device).

To clear the form to create a new envelope entry, tap the C button (may also appear as "Clr" or "Clear" depending on the width of your device).

Important! The entered envelopes are saved in your device's random memory (temporary storage), which means that if you surf to another calculator or close this browser window you will need to re-enter your envelopes.

Env. Name:Envelope Name:Envelope Name:Envelope Name:

Envelope Name:

Enter the name of the envelope you want to add to your envelope budgeting system.

Amount:Amount:Periodic amount:Periodic amount:

Periodic amount:

Enter the payment amount you are most familiar with. For example, if you know you spend $100 per week on groceries, enter 100 for the amount and then select Weekly from the Frequency menu. The cash budgeting calculator will automatically calculate the monthly equivalent.

Frequency:Frequency:Frequency:Frequency:

Frequency:

Select the payment frequency that applies to the payment amount you entered in the Amount field.

Monthly:Monthly amt:Monthly amount:Monthly amount:

Monthly amount:

This field contains the calculated monthly amount based on the entered payment amount and the selected payment frequency.

Denominations NeededDenominations NeededDenominations Needed to Distribute CashDenominations Needed to Distribute Cash to Envelopes

Denominations needed to distribute cash to envelopes:

This section will list the number and dollar value of the bills you will need in order to make exact cash distributions to your envelopes.

Denominations:

This column displays each denomination. If you would rather not use hundred and/or fifty dollar bills, uncheck the checkbox for one or both. The denomination numbers and amounts will automatically recalculate when one of the checkboxes is checked or unchecked.


DenomDenominationDenominationDenomination

Number of each denomination:

This column displays the number of each denomination you will need to make exact cash distributions to each of your envelopes.


##NumberNumber

Dollar amount of each denomination:

This column displays the total dollar amount of each denomination you will need in order to make exact cash distributions to your envelopes.


$ Amt$ Amt$ Amount$ Amount
Twenties
Tens
Fives
Ones

If you would like to save the current entries to the secure database, tap or click on the Data tab, select "New Data Record", give the data record a name, then tap or click the Save button. To save changes to previously saved entries, simply tap the Save button. Please select and "Clear" any data records you no longer need.

Reset
Feedback AppreciatedFeedback Greatly AppreciatedYour Feedback Would Be Greatly AppreciatedYour Feedback Is Greatly Appreciated
Heading

Tip

Help and Tools

Help and Tools:

This section, which you can Unstick or Hide in the Calculator Preferences (just above the top of the calculator), contains the following tabs (content too long to fit within bordered frame can be scrolled up and down):

About: Click this tab for an introduction to the calculator.

Instructions: Click this tab for step-by-step instructions for using the calculator.

Terms: Click this tab for a list of the descriptions that are located within each popup help button (info icons).

PCalc: Click this tab for a handy "pocket" calculator you can use when you need to calculate an entry needed for the calculator.

Data: Click this tab to save a set of entries or a note in between visits. Entries and notes will be stored to your web browser's local storage (if supported by your browser of choice), meaning they can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save entries and notes between devices you can do so by subscribing to the Ad-Free Member Version.

 

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