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Non-Monthly Expense Budget Calculator for Irregular Bills and Expenses

Calculator Preferences
Non-Monthly Bills Budget Calculator

This calculator will help you formulate a cash flow plan that will enable you to pay non-monthly expenses with cash as they come due. You also have the option of creating a printable, blank or filled-in, non-monthly expense worksheet. The results include a 1-year cash flow report showing you the month-by-month balance of your non-monthly expense savings account. The Learn tab includes:

  • The life blood of your life business.
  • Are you pulling water skiers behind your insurance premium?
  • Negative cash flows: 1st stage of business failure.
Learn More

Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Start:Start:Start month:Start month:

Start month:

Select the current month or the month you want the cash flow calculations to start. If the current month is more than half over, you may want to start the plan next month.

Funds availFunds availableCurrent funds available for non-monthly expensesCurrent funds available for non-monthly expenses:

Current funds available for non-monthly expenses:

Enter the total of any funds you have available to start your cash flow plan. Enter as a dollar amount, but without the dollar sign and any commas.

Depending on when you start your plan, depositing the monthly average may not be enough to avoid negative balances.

Monthly amtMonthly amountAmount you can set aside each monthAmount you can set aside each month

Irregular Set-Aside Amounts:

Enter irregular set-aside amounts that will be over and above the monthly set-aside amount (without dollar signs or commas).

MMonMonthMonthAmountMMonMonthMonthAmount
J:Jan:January:January:
J:Jul:July:July:
F:Feb:February:February:
A:Aug:August:August:
M:Mar:March:March:
S:Sep:September:September:
A:Apr:April:April:
O:Oct:October:October:
M:May:May:May:
N:Nov:November:November:
J:Jun:June:June:
D:Dec:December:December:

Amount you can set aside each month:

Enter the maximum monthly amount you feel you can deposit to your non-monthly expense account. Enter as a dollar amount, but without the dollar sign and any commas.

If you want to add set-aside amounts on a month-by-month basis, expand the description in this row to open the "Irregular Set-Aside Amounts" widget.

If the total set-aside is let than the annual expense total, this often leads to an increase in debt -- which would further reduce your cash flow.

Add, Edit, Delete BillsAdd, Edit, Delete Non-Monthly BillsAdd, Edit, Delete Non-Monthly Bills and ExpensesAdd, Edit, Delete Non-Monthly Bills and Expenses

Enter/Edit/Delete Non-Monthly Bills and Expenses:

To add a non-monthly expense, enter the name and the amounts due for each applicable month, and then tap the + button (may also appear as "Add" or "Add Expense" depending on the width of your device).

To edit a non-monthly expense in the list, select the entered expense from the menu. This will load the expense into the form for editing. When you're satisfied with the changes you've made, tap the S button (may also appear as "Save" or "Save Changes" depending on the width of your device).

To delete an expense from the list, select the entered expense from the menu. This will load the expense into the form for deleting. Tap the button (may also appear as "Delete" depending on the width of your device).

To clear the form to create a new expense entry, tap the C button (may also appear as "Clr" or "Clear" depending on the width of your device).

Important! The entered expenses are saved in your device's random memory (temporary storage), which means that if you surf to another calculator or close this browser window you will need to re-enter your expenses.

Non-Monthly Expense List:

Each entered expense will appear in this menu as you enter them.

To edit or delete an entered expense, select the expense from the menu and the calculator will load the expense's saved variables into the appropriate fields below this line. You can then either edit and save the changes, or you can delete the expense from your list.

0 Items
Exp name:Expense name:Non-Monthly household expense name:Non-Monthly household expense name:

Non-Monthly household expense name:

Enter a name (with no quotation marks) for the non-monthly expense you want to add (car insurance, car license, property taxes, vacation, gift giving, school clothing, school supplies, etc). Then enter any payments to the month fields they apply to, and then click the Add button.

MMonMonthMonthAmountMMonMonthMonthAmount
J:Jan:January:January:
J:Jul:July:July:
F:Feb:February:February:
A:Aug:August:August:
M:Mar:March:March:
S:Sep:September:September:
A:Apr:April:April:
O:Oct:October:October:
M:May:May:May:
N:Nov:November:November:
J:Jun:June:June:
D:Dec:December:December:
Annual:Annual total:Total annual expense:Total annual expense:

Total annual expense:

This is the total annual cost of all entered payments for the non-monthly expense you are adding or changing.

Monthly avg:Monthly average:Average monthly amount:Average monthly amount:

Average monthly amount:

This is the total annual cost of all entered payments for the non-monthly expense you are adding or changing, divided by 12 months.

Total Month-to-Month ExpTotal Month-to-Month ExpensesTotal Month-to-Month Non-Monthly ExpensesTotal Month-to-Month Non-Monthly Bills and Expenses

Total Month-to-Month Non-Monthly Bills and Expenses:

This section will display the monthly totals of all entered non-monthly expenses as you enter them. This section will also display a 1-year cash flow report showing you the month-by-month balance of your non-monthly expense account.

Note that if you want to print out a blank worksheet, tap the "Printer Friendly Worksheet" button before making any entries to the calculator (or after resetting the calculator).

Jan:Jan:January:January:Jul:Jul:July:July:
Feb:Feb:February:February:Aug:Aug:August:August:
Mar:Mar:March:March:Sep:Sep:September:September:
Apr:Apr:April:April:Oct:Oct:October:October:
May:May:May:May:Nov:Nov:November:November:
Jun:Jun:June:June:Dec:Dec:December:December:
Total annual:Total annual non-monthly:Total annual non-monthly expenses:Total annual non-monthly bills and expenses:
Total monthly average:Total monthly average:Total monthly average of non-monthly expenses:Total monthly average of non-monthly expenses:

If you would like to save the current entries and results to the device you are using, tap or click on the Data tab and then tap or click on the Save button. If you upgrade your Basic, Local Storage subscription to the Cloud Storage acess level, you can save multiple sets of entries for this calculator to the secure online database, which makes them accessable from any device.

Feedback AppreciatedFeedback Greatly AppreciatedYour Feedback Would Be Greatly AppreciatedYour Feedback Is Greatly Appreciated
Heading

Tip

About

About the Non-Monthly Bills Budget Calculator

This calculator will help you to meet your irregular bills and expenses as they come due.

Simply enter any number of irregular bills and expenses and the calculator cash-flow calculations will tell you how much is due each month, and at what point your cash flow account is in danger of running in the red.

Plus, the calculator will give you the option of printing out a customized blank budget worksheet and/or a completed cash flow budget form.

If you would prefer to handle irregular bills and expenses using a hybrid envelope budgeting system, please visit the Cash Budgeting Calculator.

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Instructions

How to use the Non-Monthly Bills Budget Calculator

Step #1:

Select the month and year you would like to start your non-monthly expense cash flow plan.

Step #2:

Enter the funds you currently have available to seed your non-monthly expense account.

Step #3:

Enter the monthly amount you can set aside to pay your non-monthly expenses as they come due. Tap the "Monthly Amount" button to enter month-by-month set-aside amounts to add to the monthly set-aside amount.

Step #4:

For each of your non-monthly expenses, enter the expense name and the enter the amounts due in each applicable month field. Tap the "+" button (may also appear as "Add" or "Add Expense" depending on the size of your device) to save the expense to your list.

Step #5:

When you are satisfied with your expense entries, tap the "Printer Friendly Worksheet" button located at the bottom of the calculator. This will open a new window containing your irregular expense list, along with your monthly cash flow report.

To print out a blank cash flow worksheet, tap the "Printer Friendly Worksheet" button before making any entries to the calculator.

Saving Entries:

If your web browser supports Local Storage, you can save your entries to your web browser so won't have to start over on your next visit. Please note that your saved entries can only be retrieved from the same device and web browser you were using when you stored them. If you would like to access your saved entries from any device I invite you to subscribe to the Ad-Free Member Version.

To save your entries to your web browser, click or tap the Data tab in the Help and Tools section (mobile: top right of the main screen), select "New Data Record" from the drop-down menu, enter a name for the data record, and then tap or click the Save button.

To load previously saved entries, click or tap the Data tab and select the saved data record from the drop-down menu. You can then save any changes to your entries by simply clicking the Save button while the data record is selected.

To clear a named set of saved entries, click or tap the Data tab, select the saved data record from the drop-down menu, and then tap or click the Clear button.

Numbers and Decimals:

Only numeric characters (0-9 and decimal points) may be entered in numeric fields. Non-numeric characters (dollar signs, percent signs, commas, etc.) may cause calculation errors. If the field includes a grid icon, tapping the icon will open a popup keypad which will include only the characters allowed in the field. If your device keypad does not include a decimal point, use this popup keypad to enter decimal numbers where applicable.

Popup Tool Tips:

Tap the info (i) icons for a further explanation of each entry field (you can click [X] or outside of the pop-up tool tips to close them). A summary of these explanations, along with any additional term explanations, can also be found under the Terms tab.

Disclaimer:

Since I can't test for every possible combination of numbers, please be sure to double-check the results of this calculator yourself before considering them to be valid. If you do discover an issue with the calculated results, please report the issue using the feedback form located below the calculator.

Scrolling & Shrinking:

In order to scroll the calculator vertically you will need to swipe just outside of the calculator's dark-blue border, or use the window's far right-hand scroll bar, whichever is applicable to your device.

If the top section of the calculator becomes to tall for your viewport, tapping in the "Enter a problem..." field should reset the top section to its original height.

Disclaimer:

The Algebra Calculator is the only calculator on the site that I did not create myself. And since I did not create it, I don't have access to the code for fixing any issues you may be experiencing. So if you are having issues with the calculator, please visit the support page at Mathway.com for assistance.

Glossary

Fields, Terms, and Definitions.

Reset button:

Clicking the "Reset" button will restore the calculator to its default settings.

Pocket Calculator

Calculate any amounts needed to enter into calculator.

 

Data Management

Save and retrieve entries and notes (requires HTML5 compliant web browser).

Calculator Data

Calculator Data:

If you are using the latest version of your web browser software, this feature will allow you to save your calculator entries to your web browser's local storage in between visits. This means the calculator entries can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save data between devices you will need to subscribe to the Ad-Free Member Version.

Save: To save a new set of calculator entries, select "New Data Record" from the dropdown list, enter a nickname for the data record, then click the "Save" button.

Load: To load a previously saved set of calculator entries, simply select the name of the data record from the dropdown list.

Save Changes: To save changes to a set of previously saved calculator entries, be sure the name of the data record is selected, and then click the "Save" button.

Clear: To clear a saved set of entries, be sure the name of the data record is selected, and then click the "Clear" button.

Backup Data
My Notes:
Subscribe to the Cloud level of the Ad-Free Member Version to save your entries and notes to a secure online database, allowing you to access your saved entries from any device or web browser.

Sorry! The Save functions are bonus features reserved for those who allow ads to display on the page.

If you would like to use the Save features, please disable ad blocking for this website and refresh the page. Or you can choose to subscribe to the Ad-Free Member Version of the site.

Help and Tools

Help and Tools:

This section, which you can Unstick or Hide in the Calculator Preferences (just above the top of the calculator), contains the following tabs (content too long to fit within bordered frame can be scrolled up and down):

About: Click this tab for an introduction to the calculator.

Instructions: Click this tab for step-by-step instructions for using the calculator.

Terms: Click this tab for a list of the descriptions that are located within each popup help button (info icons).

PCalc: Click this tab for a handy "pocket" calculator you can use when you need to calculate an entry needed for the calculator.

Data: Click this tab to save a set of entries or a note in between visits. Entries and notes will be stored to your web browser's local storage (if supported by your browser of choice), meaning they can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save entries and notes between devices you can do so by subscribing to the Ad-Free Member Version.

 

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