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Monthly Budget Calculator with Printable Budget Spread Sheet

Calculator Preferences
Monthly Budget Calculator

This calculator will allow you to enter budgeted amounts for each of the twelve months of the year for one income category and up to nine separate outgo categories -- each containing up to ten customizable accounts. Includes a budget spread sheet for each category, plus options for creating printable blank, completed, detailed, or summarized monthly budget worksheets. The Notes tab includes:

  • Budgeting made easy? Don't believe it!
  • The importance of budgeting.
  • Budgeting skill is not the key to success.
Learn More

Selected Data Record:

A Data Record is a set of calculator entries that are stored in your web browser's Local Storage. If a Data Record is currently selected in the "Data" tab, this line will list the name you gave to that data record. If no data record is selected, or you have no entries stored for this calculator, the line will display "None".

DataData recordData recordSelected data record: None
Load or Clear SamplesLoad or Clear Sample TitlesLoad or Clear Sample TitlesLoad or Clear Sample Category and Expense Titles

Load or Clear Sample Category and Expense Titles:

If you would like to clear the sample category and expense titles so you can enter your own, tap the "Clr" button.

If you cleared the sample titles but you wish to reload them, tap the "Load Sample" button.

Note that either of the two buttons in this section will zero out any amounts you have entered into the section below.

Monthly Income SourcesMonthly Income SourcesMonthly Income Sources and AmountsMonthly Income Sources and Amounts

Monthly Income Sources and Amounts:

Tap the plus (+) icon to show the 10 income source lines.

Tap the text button in any row to open up a monthly budget form for that row.

Once you have edited the source name and entered or edited all monthly amounts, tap the "Save" button to save the changes and close the form.

IMPORTANT! The Save buttons within the popup forms only save entries to the calculator's current memory, not permanently to your web browser's local storage. In order save the entries to your web browser so you can recall them on your next visit, you will need to click the "Data" tab, give the data record a name, and click the "Save" button there.

Income$0.00
Monthly Expense CategoriesMonthly Budget CategoriesMonthly Budget Categories and ExpensesMonthly Budget Categories and Expenses

Monthly Budget Categories and Expenses:

Categories: Tap the plus signs (+) to expand each category. Tap the category names to edit them.

Income/Expenses: After expanding a category, tap any expense name (or "Blank") to open a popup wherein you can make changes to the name and budget amount.

Save: After the expense name and monthly amounts have been edited, tap the "Save" button to save the changes and close the entry form.

IMPORTANT! The Save buttons within the popup form only saves your entries to the calculator's current memory, not permanently to your web browser's local storage. In order to save the entries to your web browser so you can recall them on your next visit, you will need to click the "Data" tab, give the data record a name, and click the "Save" button located there.

Edit Category Name:

Tapping the "Save" button will close the popup and save the changes to the main worksheet, whereas tapping the "Cancel" button will close the popup without saving the changes.

Edit Expense Name and Amounts:

To fill all months with the same amount, enter the amount for January and tap the "Fill Down" button.

Annual Budget SummaryAnnual Budget SummaryAnnual Budget SummaryAnnual Budget Summary

Annual Budget Summary:

This section of the calculator will keep an updated annual summary of your income and expense entries.

Income:Annual income:Budgeted annual income:Budgeted annual income:

Budgeted annual income:

This is your current total annual budgeted income.

Outgo:Annual outgo:Annual expenses, payments, and savings:Annual expenses, payments, and savings:

Annual expenses, payments, and savings:

This is the current annual total of all budgeted living expenses, debt payments, savings, and investments.

Surp/-Short:Surplus / -shortage:Budget surplus / -shortage:Budget surplus / -shortage:

Budget surplus / -shortage:

This is the total of your annual budgeted income minus the total of all annual budgeted outgo (living expenses, payments, savings, investments, etc.). If the result is preceded by a minus sign, this indicates your income is not sufficient to cover all of your budgeted outgo. No minus sign indicates a surplus (more income than outgo).

Printable Worksheet SettingsPrintable Worksheet SettingsPrintable Worksheet SettingsPrintable Worksheet Settings

Printable Worksheet Settings:

To create a printable Monthly budget worksheet, indicate how many blank category and expense rows you want included in the worksheet, and then tap the "Create Printable Worksheet" button. This will open a printer friendly window displaying your current Monthly budget worksheet.

Note that you can create a blank budget worksheet by leaving all of category and expense amounts set to zero.

Type:Report type:Budget spread sheet type:Budget spreadsheet type:

Budget spreadsheet type:

To create a printer friendly window containing your budget spread sheet, select either Summary or Detail and then tap the Printable Budget Spread Sheet button. This will open a new window containing your present entries. You can repeat this process as often as you like while working with your budget.

If you would like to save the current entries to the secure database, tap or click on the Data tab, select "New Data Record", give the data record a name, then tap or click the Save button. To save changes to previously saved entries, simply tap the Save button. Please select and "Clear" any data records you no longer need.

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Tip

About

About the Monthly Budget Calculator

This free online calculator will allow you to enter budgeted amounts for each of the twelve months of the year for one income category and nine separate budget categories -- each containing up to ten customizable accounts.

Plus, unlike other online budget calculators, the monthly budget calculator will give you the option of printing out a customized blank budget worksheet and/or a completed budget spread sheet. In both cases you can choose to create the report in a detailed form or in a summary form.

If you would prefer to create a budget based on average monthly income and expenses, as well as see what your spending is costing you in terms of work time and lost interest earnings, please visit the Free Personal Budgeting Calculator.

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Instructions

How to use the Monthly Budget Calculator

Step #1:

If you would like to create your own category and expense titles, tap the "Clr" button.

Step #2:

Tap the plus (+) sign in the "Income" row to show the ten sub-categories. Then tap any row button to open a form for editing the income source name and monthly amounts expected from that source.

Step #3:

Tap any expense category name to open a form for changing the name.

Step #4:

Tap the plus (+) sign in an expense category row to show the ten sub-categories. Then tap any row button to open a form for editing the expense name and monthly amounts.

Step #5:

When you are satisfied with your budget, tap the "Printable Budget Sheet" button. This will open a new window containing your completed monthly budget.

Saving Entries:

If your web browser supports Local Storage, you can save your entries to your web browser so won't have to start over on your next visit. Please note that your saved entries can only be retrieved from the same device and web browser you were using when you stored them. If you would like to access your saved entries from any device I invite you to subscribe to the Ad-Free Member Version.

To save your entries to your web browser, click or tap the Data tab in the Help and Tools section (mobile: top right of the main screen), select "New Data Record" from the drop-down menu, enter a name for the data record, and then tap or click the Save button.

To load previously saved entries, click or tap the Data tab and select the saved data record from the drop-down menu. You can then save any changes to your entries by simply clicking the Save button while the data record is selected.

To clear a named set of saved entries, click or tap the Data tab, select the saved data record from the drop-down menu, and then tap or click the Clear button.

Numbers and Decimals:

Only numeric characters (0-9 and decimal points) may be entered in numeric fields. Non-numeric characters (dollar signs, percent signs, commas, etc.) may cause calculation errors. If the field includes a grid icon, tapping the icon will open a popup keypad which will include only the characters allowed in the field. If your device keypad does not include a decimal point, use this popup keypad to enter decimal numbers where applicable.

Popup Tool Tips:

Tap the info (i) icons for a further explanation of each entry field (you can click [X] or outside of the pop-up tool tips to close them). A summary of these explanations, along with any additional term explanations, can also be found under the Terms tab.

Disclaimer:

Since I can't test for every possible combination of numbers, please be sure to double-check the results of this calculator yourself before considering them to be valid. If you do discover an issue with the calculated results, please report the issue using the feedback form located below the calculator.

Scrolling & Shrinking:

In order to scroll the calculator vertically you will need to swipe just outside of the calculator's dark-blue border, or use the window's far right-hand scroll bar, whichever is applicable to your device.

If the top section of the calculator becomes to tall for your viewport, tapping in the "Enter a problem..." field should reset the top section to its original height.

Disclaimer:

The Algebra Calculator is the only calculator on the site that I did not create myself. And since I did not create it, I don't have access to the code for fixing any issues you may be experiencing. So if you are having issues with the calculator, please visit the support page at Mathway.com for assistance.

Glossary

Fields, Terms, and Definitions.

Reset button:

Clicking the "Reset" button will restore the calculator to its default settings.

Pocket Calculator

Calculate any amounts needed to enter into calculator.

 

Data Management

Save and retrieve entries and notes (requires HTML5 compliant web browser).

Calculator Data

Calculator Data:

If you are using the latest version of your web browser software, this feature will allow you to save your calculator entries to your web browser's local storage in between visits. This means the calculator entries can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save data between devices you will need to subscribe to the Ad-Free Member Version.

Save: To save a new set of calculator entries, select "New Data Record" from the dropdown list, enter a nickname for the data record, then click the "Save" button.

Load: To load a previously saved set of calculator entries, simply select the name of the data record from the dropdown list.

Save Changes: To save changes to a set of previously saved calculator entries, be sure the name of the data record is selected, and then click the "Save" button.

Clear: To clear a saved set of entries, be sure the name of the data record is selected, and then click the "Clear" button.

Backup Data
My Notes:
Subscribe to the Cloud level of the Ad-Free Member Version to save your entries and notes to a secure online database, allowing you to access your saved entries from any device or web browser.

Sorry! The Save functions are bonus features reserved for those who allow ads to display on the page.

If you would like to use the Save features, please disable ad blocking for this website and refresh the page. Or you can choose to subscribe to the Ad-Free Member Version of the site.

Help and Tools

Help and Tools:

This section, which you can Unstick or Hide in the Calculator Preferences (just above the top of the calculator), contains the following tabs (content too long to fit within bordered frame can be scrolled up and down):

About: Click this tab for an introduction to the calculator.

Instructions: Click this tab for step-by-step instructions for using the calculator.

Terms: Click this tab for a list of the descriptions that are located within each popup help button (info icons).

PCalc: Click this tab for a handy "pocket" calculator you can use when you need to calculate an entry needed for the calculator.

Data: Click this tab to save a set of entries or a note in between visits. Entries and notes will be stored to your web browser's local storage (if supported by your browser of choice), meaning they can only be recalled with the same device and web browser you were using when you saved them. If you'd like to save entries and notes between devices you can do so by subscribing to the Ad-Free Member Version.

 

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